Sammaan Capital Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	55,869	71,797	67,836	76,765	85,825
Total Interest Expense	56,184	45,457	49,874	52,569	57,248
Net Interest Income	-314.5	26,340	17,963	24,196	28,577
Commissions and Fees	1,933	1,263	1,419	1,579	809.1
Other Revenue	24,101	13,174	15,494	8,849	3,199
Revenue Before Loan Losses	25,719	40,777	34,875	34,624	32,585
Provision for Loan Losses	36,279	50,685	7,684	6,660	4,637
Revenue	-10,561	-9,908	27,191	27,964	27,948
Revenue Growth (YoY)	-	-	-2.77%	0.06%	15.10%
Salaries & Employee Benefits	6,731	7,385	6,191	5,148	4,684
Cost of Services Provided	-	667.3	438.9	507.6	349.6
Other Operating Expenses	4,677	5,512	4,727	5,480	6,688
Total Operating Expenses	12,292	14,394	12,203	11,991	12,496
Operating Income	-22,853	-24,303	14,988	15,973	15,452
EBT Excluding Unusual Items	-22,853	-23,704	16,487	16,039	15,558
Other Unusual Items	-64,992	-	-	-	-
Pretax Income	-87,844	-23,756	16,487	16,039	15,558
Income Tax Expense	-16,399	-5,681	4,317	4,762	3,780
Earnings From Continuing Ops.	-71,446	-18,075	12,170	11,277	11,777
Earnings From Discontinued Ops.	-	-	-25.8	20.1	-
Net Income to Company	-71,446	-18,075	12,144	11,297	11,777
Net Income	-71,446	-18,075	12,144	11,297	11,777
Net Income to Common	-71,446	-18,075	12,144	11,297	11,777
Net Income Growth	-	-	7.50%	-4.08%	-1.98%
Shares Outstanding (Basic)	814	677	511	482	446
Shares Outstanding (Diluted)	814	677	516	485	447
Shares Change (YoY)	20.32%	31.16%	6.53%	8.38%	3.12%
EPS (Basic)	-87.72	-26.70	23.78	23.44	26.42
EPS (Diluted)	-87.72	-26.70	23.53	23.31	26.34
EPS Growth	-	-	0.94%	-11.50%	-4.97%
Free Cash Flow	-75,187	87,164	817.9	39,516	6,371
Free Cash Flow Per Share	-92.31	128.76	1.58	81.56	14.25
Dividend Per Share	-	2.000	2.000	1.250	-
Dividend Growth	-	-	60.00%	-	-
Operating Margin	-	-	55.12%	57.12%	55.29%
Profit Margin	-	-	44.66%	40.40%	42.14%
Free Cash Flow Margin	-	-	3.01%	141.31%	22.80%
Effective Tax Rate	-	-	26.19%	29.69%	24.30%
Revenue as Reported	81,902	86,833	86,248	87,258	89,939

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.