Raama Finance Limited (BOM:538540)

Raama Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	24.58	3.76	4.63	4.72	5.13	5.82
Total Interest Expense	-	-	-	-	-	0
Net Interest Income	24.58	3.76	4.63	4.72	5.13	5.81
Other Revenue	0.11	-	-	-	0.01	0
Revenue Before Loan Losses	24.69	3.76	4.63	4.72	5.14	5.82
Revenue	24.69	3.76	4.63	4.72	5.14	5.82
Revenue Growth (YoY)	250.86%	-18.65%	-2.03%	-8.04%	-11.74%	-6.65%
Salaries & Employee Benefits	3.72	0.25	0.12	0.43	0.25	0.23
Cost of Services Provided	8.87	2.87	3.78	3.88	4.6	5.28
Other Operating Expenses	6.1	0.48	0.55	0.22	0.09	0.01
Total Operating Expenses	18.7	3.6	4.45	4.55	4.97	5.67
Operating Income	5.99	0.16	0.18	0.18	0.17	0.15
Pretax Income	5.99	0.16	0.18	0.18	0.17	0.15
Income Tax Expense	1.57	0.01	0.01	0.04	0	0.04
Net Income	4.42	0.15	0.16	0.14	0.17	0.11
Net Income to Common	4.42	0.15	0.16	0.14	0.17	0.11
Net Income Growth	2454.34%	-7.98%	17.27%	-17.75%	53.86%	-44.19%
Shares Outstanding (Basic)	78	51	51	51	51	51
Shares Outstanding (Diluted)	78	51	51	51	51	51
EPS (Basic)	0.06	0.00	0.00	0.00	0.00	0.00
EPS (Diluted)	0.06	0.00	0.00	0.00	0.00	0.00
EPS Growth	-	-7.98%	18.01%	-18.21%	53.77%	-44.20%
Free Cash Flow	-	-4.29	10.49	-0.31	1.08	-0.77
Free Cash Flow Per Share	-	-0.08	0.20	-0.01	0.02	-0.01
Operating Margin	24.25%	4.28%	3.80%	3.73%	3.31%	2.54%
Profit Margin	17.90%	3.98%	3.52%	2.94%	3.29%	1.89%
Free Cash Flow Margin	-	-113.87%	226.63%	-6.54%	21.11%	-13.30%
Effective Tax Rate	26.16%	6.25%	7.39%	21.91%	0.59%	25.64%
Revenue as Reported	24.69	3.76	4.63	4.72	5.14	5.82

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.