QGO Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	168.27	159.6	138.55	115.5	83.8	52.02
Total Interest Expense	106.58	102.17	90.15	75.48	51.94	30.51
Net Interest Income	61.7	57.43	48.41	40.02	31.87	21.51
Other Revenue	4.03	4.64	2.4	0.15	0.04	0.11
Revenue Before Loan Losses	65.73	62.07	50.8	40.18	31.91	21.62
Provision for Loan Losses	0.34	0.34	-0.03	-	-	-
Revenue	65.39	61.73	50.84	40.18	31.91	21.62
Revenue Growth (YoY)	6.11%	21.43%	26.53%	25.91%	47.61%	15.74%
Salaries & Employee Benefits	8.23	5.68	4.44	3.62	2.94	2.57
Cost of Services Provided	1.99	1.99	0.28	0.53	0.69	0.89
Other Operating Expenses	9.71	10.85	10.37	10.25	9.38	6.21
Total Operating Expenses	23.94	21.53	17.18	16.48	13.88	9.94
Operating Income	41.45	40.2	33.66	23.7	18.02	11.68
EBT Excluding Unusual Items	41.45	40.2	33.66	23.7	18.02	9.28
Pretax Income	41.42	40.17	33.66	23.71	18.02	9.28
Income Tax Expense	9.54	9.51	7.12	6.11	4.99	2.86
Net Income	31.88	30.66	26.54	17.6	13.03	6.42
Net Income to Common	31.88	30.66	26.54	17.6	13.03	6.42
Net Income Growth	0.34%	15.54%	50.80%	35.03%	103.02%	10.22%
Shares Outstanding (Basic)	7	7	7	7	7	7
Shares Outstanding (Diluted)	7	7	7	7	7	7
Shares Change (YoY)	-0.10%	0.08%	-0.13%	0.05%	-	-
EPS (Basic)	4.59	4.41	3.82	2.53	1.87	0.92
EPS (Diluted)	4.59	4.41	3.82	2.53	1.87	0.92
EPS Growth	0.44%	15.45%	50.99%	35.29%	103.26%	9.83%
Free Cash Flow	-	46.35	-18.96	14.11	4.61	-1.95
Free Cash Flow Per Share	-	6.67	-2.73	2.03	0.66	-0.28
Dividend Per Share	0.735	0.600	0.550	0.400	0.300	-
Dividend Growth	58.06%	9.09%	37.50%	33.33%	-	-
Operating Margin	63.39%	65.12%	66.21%	58.99%	56.49%	54.02%
Profit Margin	48.75%	49.67%	52.20%	43.80%	40.84%	29.70%
Free Cash Flow Margin	-	75.08%	-37.29%	35.13%	14.46%	-9.01%
Effective Tax Rate	23.04%	23.67%	21.15%	25.79%	27.69%	30.82%
Revenue as Reported	172.3	164.24	140.95	115.67	83.85	52.13

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.