Sangam Finserv Limited (BOM:538714)

Sangam Finserv Statistics

Total Valuation

Sangam Finserv has a market cap or net worth of INR 1.86 billion.

Market Cap	1.86B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, February 11, 2026.

Earnings Date	Feb 11, 2026
Ex-Dividend Date	n/a

Share Statistics

Sangam Finserv has 46.61 million shares outstanding. The number of shares has increased by 0.34% in one year.

Current Share Class	46.61M
Shares Outstanding	46.61M
Shares Change (YoY)	+0.34%
Shares Change (QoQ)	+0.77%
Owned by Insiders (%)	11.75%
Owned by Institutions (%)	1.02%
Float	n/a

Valuation Ratios

The trailing PE ratio is 23.06.

PE Ratio	23.06
Forward PE	n/a
PS Ratio	10.55
PB Ratio	1.34
P/TBV Ratio	1.34
P/FCF Ratio	4.74
P/OCF Ratio	4.74
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 76.53, with a Debt / Equity ratio of 0.21.

Current Ratio	76.53
Quick Ratio	76.05
Debt / Equity	0.21
Debt / EBITDA	n/a
Debt / FCF	0.76
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.96% and return on invested capital (ROIC) is 4.90%.

Return on Equity (ROE)	5.96%
Return on Assets (ROA)	4.96%
Return on Invested Capital (ROIC)	4.90%
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	4.42M
Profits Per Employee	2.02M
Employee Count	40
Asset Turnover	0.11
Inventory Turnover	n/a

Taxes

In the past 12 months, Sangam Finserv has paid 24.78 million in taxes.

Income Tax	24.78M
Effective Tax Rate	23.50%

Stock Price Statistics

The stock price has decreased by -23.14% in the last 52 weeks. The beta is -0.95, so Sangam Finserv's price volatility has been lower than the market average.

Beta (5Y)	-0.95
52-Week Price Change	-23.14%
50-Day Moving Average	32.41
200-Day Moving Average	36.12
Relative Strength Index (RSI)	62.12
Average Volume (20 Days)	12,391

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Sangam Finserv had revenue of INR 176.75 million and earned 80.64 million in profits. Earnings per share was 1.73.

Revenue	176.75M
Gross Profit	176.75M
Operating Income	105.41M
Pretax Income	105.42M
Net Income	80.64M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.73

Balance Sheet

The company has 129.98 million in cash and 298.43 million in debt, with a net cash position of -168.45 million or -3.61 per share.

Cash & Cash Equivalents	129.98M
Total Debt	298.43M
Net Cash	-168.45M
Net Cash Per Share	-3.61
Equity (Book Value)	1.39B
Book Value Per Share	29.50
Working Capital	1.06B

Cash Flow

In the last 12 months, operating cash flow was 393.59 million and capital expenditures -303,000, giving a free cash flow of 393.29 million.

Operating Cash Flow	393.59M
Capital Expenditures	-303,000
Free Cash Flow	393.29M
FCF Per Share	8.44

Margins

Gross margin is 100.00%, with operating and profit margins of 59.64% and 45.62%.

Gross Margin	100.00%
Operating Margin	59.64%
Pretax Margin	59.64%
Profit Margin	45.62%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	222.51%

Dividends & Yields

Sangam Finserv does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.34%
Shareholder Yield	-0.34%
Earnings Yield	4.33%
FCF Yield	21.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 7, 2025. It was a forward split with a ratio of 5.

Last Split Date	Feb 7, 2025
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	5