Sangam Finserv Limited (BOM:538714)

Sangam Finserv Statistics

Total Valuation

Sangam Finserv has a market cap or net worth of INR 1.92 billion.

Market Cap	1.92B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, May 13, 2026.

Earnings Date	May 13, 2026
Ex-Dividend Date	n/a

Share Statistics

Sangam Finserv has 46.61 million shares outstanding. The number of shares has decreased by -0.16% in one year.

Current Share Class	46.61M
Shares Outstanding	46.61M
Shares Change (YoY)	-0.16%
Shares Change (QoQ)	+1.13%
Owned by Insiders (%)	11.75%
Owned by Institutions (%)	n/a
Float	3.24M

Valuation Ratios

The trailing PE ratio is 58.93.

PE Ratio	58.93
Forward PE	n/a
PS Ratio	15.63
PB Ratio	1.41
P/TBV Ratio	1.41
P/FCF Ratio	12.72
P/OCF Ratio	12.57
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 123.63, with a Debt / Equity ratio of 0.40.

Current Ratio	123.63
Quick Ratio	123.63
Debt / Equity	0.40
Debt / EBITDA	n/a
Debt / FCF	3.57
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.42% and return on invested capital (ROIC) is 1.81%.

Return on Equity (ROE)	2.42%
Return on Assets (ROA)	1.85%
Return on Invested Capital (ROIC)	1.81%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.79%
Revenue Per Employee	3.08M
Profits Per Employee	814,400
Employee Count	40
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, Sangam Finserv has paid 16.99 million in taxes.

Income Tax	16.99M
Effective Tax Rate	34.27%

Stock Price Statistics

The stock price has increased by +3.00% in the last 52 weeks. The beta is -0.36, so Sangam Finserv's price volatility has been lower than the market average.

Beta (5Y)	-0.36
52-Week Price Change	+3.00%
50-Day Moving Average	39.96
200-Day Moving Average	36.09
Relative Strength Index (RSI)	50.85
Average Volume (20 Days)	2,878

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Sangam Finserv had revenue of INR 123.04 million and earned 32.58 million in profits. Earnings per share was 0.70.

Revenue	123.04M
Gross Profit	123.04M
Operating Income	49.56M
Pretax Income	49.56M
Net Income	32.58M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.70

Balance Sheet

The company has 147.93 million in cash and 539.79 million in debt, with a net cash position of -391.86 million or -8.41 per share.

Cash & Cash Equivalents	147.93M
Total Debt	539.79M
Net Cash	-391.86M
Net Cash Per Share	-8.41
Equity (Book Value)	1.36B
Book Value Per Share	29.37
Working Capital	1.11B

Cash Flow

In the last 12 months, operating cash flow was 152.94 million and capital expenditures -1.72 million, giving a free cash flow of 151.22 million.

Operating Cash Flow	152.94M
Capital Expenditures	-1.72M
Depreciation & Amortization	1.42M
Net Borrowing	272.17M
Free Cash Flow	151.22M
FCF Per Share	3.24

Margins

Gross margin is 100.00%, with operating and profit margins of 40.28% and 26.48%.

Gross Margin	100.00%
Operating Margin	40.28%
Pretax Margin	40.28%
Profit Margin	26.48%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	122.90%

Dividends & Yields

Sangam Finserv does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.16%
Shareholder Yield	0.16%
Earnings Yield	1.69%
FCF Yield	7.86%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 7, 2025. It was a forward split with a ratio of 5.

Last Split Date	Feb 7, 2025
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	5