Scintilla Commercial & Credit Limited (BOM:538857)

BOM:538857 Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	6.18	6.19	5.95	5.33	5.55	4.79
Total Interest Expense	0.43	0.43	0.51	0.55	0.25	-
Net Interest Income	5.75	5.76	5.44	4.77	5.3	4.79
Gain (Loss) on Sale of Investments	-	-	-	0.05	0.59	1.4
Other Revenue	-	-	0	0.01	0.02	0.31
Revenue Before Loan Losses	5.75	5.76	5.44	4.84	5.91	6.51
Provision for Loan Losses	0.2	0.32	0.99	0	-	-
Revenue	5.56	5.44	4.45	4.84	5.91	6.51
Revenue Growth (YoY)	39.65%	22.25%	-8.03%	-18.14%	-9.22%	9.67%
Salaries & Employee Benefits	0.81	0.81	0.81	0.91	1.34	1.66
Cost of Services Provided	0.02	0.03	0.03	0.03	0.09	0.07
Other Operating Expenses	0.55	4.55	5.42	3.88	3.43	3.91
Total Operating Expenses	1.39	5.38	6.26	4.83	4.86	5.63
Operating Income	4.17	0.05	-1.81	0.01	1.05	0.87
EBT Excluding Unusual Items	4.19	0.08	-1.8	0.03	1.05	0.92
Pretax Income	4.19	0.08	-1.8	0.03	1.05	0.92
Income Tax Expense	0.54	-0.27	-0.11	0.11	0.29	0.17
Earnings From Continuing Ops.	3.65	0.34	-1.69	-0.07	0.76	0.75
Minority Interest in Earnings	-	-	-	0.15	-0.11	-0.24
Net Income	3.65	0.34	-1.69	0.08	0.65	0.51
Net Income to Common	3.65	0.34	-1.69	0.08	0.65	0.51
Net Income Growth	-	-	-	-87.50%	25.97%	-
Shares Outstanding (Basic)	10	10	10	10	10	10
Shares Outstanding (Diluted)	10	10	10	10	10	10
Shares Change (YoY)	-10.81%	-	-	-	-	-
EPS (Basic)	0.36	0.03	-0.17	0.01	0.06	0.05
EPS (Diluted)	0.36	0.03	-0.17	0.01	0.06	0.05
EPS Growth	-	-	-	-87.50%	25.97%	-
Operating Margin	75.07%	0.95%	-40.75%	0.20%	17.71%	13.44%
Profit Margin	65.78%	6.35%	-37.96%	1.67%	10.93%	7.88%
Effective Tax Rate	12.84%	-	-	317.30%	27.32%	18.19%
Revenue as Reported	7.37	6.21	5.96	5.41	6.21	6.66

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.