Galada Finance Limited (BOM:538881)

Galada Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	23.73	16.52	13.43	9.04	10.49	8.99
Total Interest Expense	8.86	5.36	3.93	2.85	4.5	3.53
Net Interest Income	14.87	11.17	9.5	6.18	5.99	5.46
Other Revenue	1.1	1.03	1.53	0.03	0.18	0.09
Revenue Before Loan Losses	15.97	12.2	11.03	6.21	6.17	5.55
Provision for Loan Losses	-0.77	-	-	0.22	0.5	0.46
Revenue	16.74	12.2	11.03	6	5.67	5.09
Revenue Growth (YoY)	37.50%	10.54%	83.98%	5.79%	11.29%	-6.70%
Salaries & Employee Benefits	4.33	3.55	3.32	1.86	1.57	1.66
Cost of Services Provided	0.62	0.62	0.58	0.82	0.84	0.54
Other Operating Expenses	5.55	2.92	2.05	1.97	2.22	1.77
Total Operating Expenses	12.28	9.21	7.85	5.13	5.11	4.63
Operating Income	4.45	2.98	3.19	0.86	0.56	0.46
EBT Excluding Unusual Items	4.45	2.98	3.19	0.86	0.56	0.46
Gain (Loss) on Sale of Investments	-0.03	-	-	-0.61	-2.81	-0.84
Pretax Income	4.42	2.98	4.01	0.59	-2.25	-0.38
Income Tax Expense	0.74	0.49	0.62	0.35	0.46	0.36
Net Income	3.68	2.49	3.39	0.24	-2.71	-0.73
Net Income to Common	3.68	2.49	3.39	0.24	-2.71	-0.73
Net Income Growth	24.36%	-26.55%	1310.39%	-	-	-
Shares Outstanding (Basic)	3	3	3	3	3	3
Shares Outstanding (Diluted)	3	3	3	3	3	3
EPS (Basic)	1.24	0.83	1.13	0.08	-0.90	-0.24
EPS (Diluted)	1.24	0.83	1.13	0.08	-0.90	-0.24
EPS Growth	27.11%	-26.55%	1310.39%	-	-	-
Free Cash Flow	-	-23.03	-28.03	9.76	2.48	-6.41
Free Cash Flow Per Share	-	-7.68	-9.35	3.25	0.83	-2.13
Operating Margin	26.61%	24.45%	28.89%	14.40%	9.92%	9.13%
Profit Margin	21.98%	20.42%	30.73%	4.01%	-47.86%	-14.37%
Free Cash Flow Margin	-	-188.80%	-254.07%	162.72%	43.80%	-125.74%
Effective Tax Rate	16.82%	16.55%	15.38%	59.38%	-	-
Revenue as Reported	24.83	17.56	15.79	9.4	10.67	9.08

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.