Galada Finance Limited (BOM:538881)

Galada Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	20.53	16.52	13.43	9.04	10.49	8.99
Total Interest Expense	7.42	5.36	3.93	2.85	4.5	3.53
Net Interest Income	13.12	11.17	9.5	6.18	5.99	5.46
Other Revenue	1.03	1.03	1.53	0.03	0.18	0.09
Revenue Before Loan Losses	14.15	12.2	11.03	6.21	6.17	5.55
Provision for Loan Losses	-0.26	-	-	0.22	0.5	0.46
Revenue	14.4	12.2	11.03	6	5.67	5.09
Revenue Growth (YoY)	15.53%	10.54%	83.98%	5.79%	11.29%	-6.70%
Salaries & Employee Benefits	3.98	3.55	3.32	1.86	1.57	1.66
Cost of Services Provided	0.62	0.62	0.58	0.82	0.84	0.54
Other Operating Expenses	4.26	2.92	2.05	1.97	2.22	1.77
Total Operating Expenses	10.75	9.21	7.85	5.13	5.11	4.63
Operating Income	3.65	2.98	3.19	0.86	0.56	0.46
EBT Excluding Unusual Items	3.53	2.98	3.19	0.86	0.56	0.46
Gain (Loss) on Sale of Investments	0.03	-	-	-0.61	-2.81	-0.84
Pretax Income	3.56	2.98	4.01	0.59	-2.25	-0.38
Income Tax Expense	0.59	0.49	0.62	0.35	0.46	0.36
Net Income	2.97	2.49	3.39	0.24	-2.71	-0.73
Net Income to Common	2.97	2.49	3.39	0.24	-2.71	-0.73
Net Income Growth	-3.39%	-26.55%	1310.39%	-	-	-
Shares Outstanding (Basic)	3	3	3	3	3	3
Shares Outstanding (Diluted)	3	3	3	3	3	3
EPS (Basic)	0.97	0.83	1.13	0.08	-0.90	-0.24
EPS (Diluted)	0.97	0.83	1.13	0.08	-0.90	-0.24
EPS Growth	-6.12%	-26.55%	1310.39%	-	-	-
Free Cash Flow	-43.34	-23.03	-28.03	9.76	2.48	-6.41
Free Cash Flow Per Share	-14.23	-7.68	-9.35	3.25	0.83	-2.13
Operating Margin	25.36%	24.45%	28.89%	14.40%	9.92%	9.13%
Profit Margin	20.59%	20.42%	30.73%	4.01%	-47.86%	-14.37%
Free Cash Flow Margin	-300.90%	-188.80%	-254.07%	162.72%	43.80%	-125.74%
Effective Tax Rate	16.69%	16.55%	15.38%	59.38%	-	-
Revenue as Reported	21.5	17.56	15.79	9.4	10.67	9.08

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.