Star Housing Finance Limited (BOM:539017)
11.21
+0.40 (3.70%)
At close: Jan 16, 2026
Star Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2016 - 2020 |
Interest and Dividend Income | 868.43 | 794.34 | 539.54 | 323.49 | 179.74 | 155.3 | Upgrade |
Total Interest Expense | 516.7 | 462.73 | 277.56 | 113.04 | 60.99 | 46.69 | Upgrade |
Net Interest Income | 351.73 | 331.61 | 261.98 | 210.45 | 118.75 | 108.61 | Upgrade |
Commissions and Fees | 21.41 | 22.75 | 19 | 10.64 | 2.42 | - | Upgrade |
Gain (Loss) on Sale of Investments | 76.25 | 87.69 | 9.76 | 2.99 | 0.73 | -0.86 | Upgrade |
Other Revenue | 10.57 | 7.95 | 6.3 | 1.5 | 1.12 | - | Upgrade |
Revenue Before Loan Losses | 459.96 | 449.99 | 297.03 | 225.58 | 123.02 | 107.75 | Upgrade |
Provision for Loan Losses | 47.13 | 51.25 | 18.03 | 6.27 | 5.1 | 19.53 | Upgrade |
| 412.82 | 398.75 | 279.01 | 219.31 | 117.92 | 88.23 | Upgrade | |
Revenue Growth (YoY) | 6.07% | 42.92% | 27.22% | 85.98% | 33.66% | -14.09% | Upgrade |
Salaries & Employee Benefits | 187.52 | 185.75 | 132.05 | 95.03 | 74.5 | 39.73 | Upgrade |
Cost of Services Provided | 27.85 | 27.85 | 15.4 | 9.33 | 7.32 | 2 | Upgrade |
Other Operating Expenses | 83.57 | 36.38 | 10.17 | 31.25 | 21.6 | 23.19 | Upgrade |
Total Operating Expenses | 309.95 | 258.14 | 164.3 | 139.15 | 106.14 | 66.38 | Upgrade |
Operating Income | 102.88 | 140.61 | 114.71 | 80.16 | 11.78 | 21.84 | Upgrade |
EBT Excluding Unusual Items | 102.88 | 140.61 | 114.71 | 80.16 | 13.19 | 21.84 | Upgrade |
Pretax Income | 104.15 | 141.88 | 114.71 | 80.16 | 13.19 | 21.84 | Upgrade |
Income Tax Expense | 22.23 | 30.89 | 25.88 | 10.36 | 6.97 | 6.28 | Upgrade |
Net Income | 81.92 | 110.99 | 88.83 | 69.8 | 6.22 | 15.57 | Upgrade |
Net Income to Common | 81.92 | 110.99 | 88.83 | 69.8 | 6.22 | 15.57 | Upgrade |
Net Income Growth | -27.78% | 24.94% | 27.27% | 1021.81% | -60.03% | -69.12% | Upgrade |
Shares Outstanding (Basic) | 79 | 79 | 78 | 72 | 64 | 63 | Upgrade |
Shares Outstanding (Diluted) | 79 | 79 | 80 | 75 | 64 | 63 | Upgrade |
Shares Change (YoY) | 0.05% | -1.58% | 6.80% | 17.35% | 2.13% | 14.65% | Upgrade |
EPS (Basic) | 1.04 | 1.41 | 1.14 | 0.97 | 0.10 | 0.25 | Upgrade |
EPS (Diluted) | 1.03 | 1.40 | 1.11 | 0.93 | 0.10 | 0.25 | Upgrade |
EPS Growth | -28.19% | 26.13% | 19.36% | 857.04% | -60.74% | -73.15% | Upgrade |
Free Cash Flow | -220.38 | -652.52 | -1,309 | -1,135 | -66.37 | -95.19 | Upgrade |
Free Cash Flow Per Share | -2.79 | -8.26 | -16.31 | -15.11 | -1.04 | -1.52 | Upgrade |
Dividend Per Share | - | 0.100 | 0.075 | 0.050 | 0.050 | - | Upgrade |
Dividend Growth | - | 33.33% | 50.00% | - | - | - | Upgrade |
Operating Margin | 24.92% | 35.26% | 41.11% | 36.55% | 9.99% | 24.76% | Upgrade |
Profit Margin | 19.84% | 27.83% | 31.84% | 31.83% | 5.28% | 17.64% | Upgrade |
Free Cash Flow Margin | -53.38% | -163.64% | -469.02% | -517.50% | -56.28% | -107.89% | Upgrade |
Effective Tax Rate | 21.34% | 21.77% | 22.56% | 12.93% | 52.83% | 28.74% | Upgrade |
Revenue as Reported | 983.36 | 949.63 | 616.36 | 372.43 | 193.65 | 156.03 | Upgrade |
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.