Star Housing Finance Limited (BOM:539017)
7.87
+0.12 (1.55%)
At close: May 27, 2026
Star Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 |
Interest and Dividend Income | 900.23 | 794.34 | 539.54 | 323.49 | 179.74 | 155.3 |
Total Interest Expense | 531.5 | 462.73 | 277.56 | 113.04 | 60.99 | 46.69 |
Net Interest Income | 368.74 | 331.61 | 261.98 | 210.45 | 118.75 | 108.61 |
Commissions and Fees | 15.96 | 22.75 | 19 | 10.64 | 2.42 | - |
Gain (Loss) on Sale of Investments | 72.49 | 87.69 | 9.76 | 2.99 | 0.73 | -0.86 |
Other Revenue | 10.61 | 7.95 | 6.3 | 1.5 | 1.12 | - |
Revenue Before Loan Losses | 467.79 | 449.99 | 297.03 | 225.58 | 123.02 | 107.75 |
Provision for Loan Losses | 45.55 | 51.25 | 18.03 | 6.27 | 5.1 | 19.53 |
| 422.24 | 398.75 | 279.01 | 219.31 | 117.92 | 88.23 | |
Revenue Growth (YoY) | 9.17% | 42.92% | 27.22% | 85.98% | 33.66% | -14.09% |
Salaries & Employee Benefits | 190.79 | 185.75 | 132.05 | 95.03 | 74.5 | 39.73 |
Cost of Services Provided | 27.85 | 27.85 | 15.4 | 9.33 | 7.32 | 2 |
Other Operating Expenses | 104.87 | 36.38 | 10.17 | 31.25 | 21.6 | 23.19 |
Total Operating Expenses | 336.75 | 258.14 | 164.3 | 139.15 | 106.14 | 66.38 |
Operating Income | 85.49 | 140.61 | 114.71 | 80.16 | 11.78 | 21.84 |
EBT Excluding Unusual Items | 85.49 | 140.61 | 114.71 | 80.16 | 13.19 | 21.84 |
Pretax Income | 86.76 | 141.88 | 114.71 | 80.16 | 13.19 | 21.84 |
Income Tax Expense | 20.3 | 30.89 | 25.88 | 10.36 | 6.97 | 6.28 |
Net Income | 66.46 | 110.99 | 88.83 | 69.8 | 6.22 | 15.57 |
Net Income to Common | 66.46 | 110.99 | 88.83 | 69.8 | 6.22 | 15.57 |
Net Income Growth | -38.80% | 24.94% | 27.27% | 1021.81% | -60.03% | -69.12% |
Shares Outstanding (Basic) | 80 | 79 | 78 | 72 | 64 | 63 |
Shares Outstanding (Diluted) | 80 | 79 | 80 | 75 | 64 | 63 |
Shares Change (YoY) | -2.00% | -1.58% | 6.80% | 17.35% | 2.13% | 14.65% |
EPS (Basic) | 0.84 | 1.41 | 1.14 | 0.97 | 0.10 | 0.25 |
EPS (Diluted) | 0.83 | 1.40 | 1.11 | 0.93 | 0.10 | 0.25 |
EPS Growth | -38.09% | 26.13% | 19.36% | 857.04% | -60.74% | -73.15% |
Free Cash Flow | - | -652.52 | -1,309 | -1,135 | -66.37 | -95.19 |
Free Cash Flow Per Share | - | -8.26 | -16.31 | -15.11 | -1.04 | -1.52 |
Dividend Per Share | - | 0.100 | 0.075 | 0.050 | 0.050 | - |
Dividend Growth | - | 33.33% | 50.00% | - | - | - |
Operating Margin | 20.25% | 35.26% | 41.11% | 36.55% | 9.99% | 24.76% |
Profit Margin | 15.74% | 27.83% | 31.84% | 31.83% | 5.28% | 17.64% |
Free Cash Flow Margin | - | -163.64% | -469.02% | -517.50% | -56.28% | -107.89% |
Effective Tax Rate | 23.40% | 21.77% | 22.56% | 12.93% | 52.83% | 28.74% |
Revenue as Reported | 1,007 | 949.63 | 616.36 | 372.43 | 193.65 | 156.03 |