Star Housing Finance Limited (BOM:539017)

Star Housing Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	81.92	110.99	88.83	69.8	6.22	15.57
Depreciation & Amortization	8.75	5.91	5.16	2.05	18.89	0.74
Other Amortization	2.26	2.26	1.51	1.51	1.43	0.72
Provision for Credit Losses	47.13	51.25	18.03	6.27	5.1	19.52
Net Decrease (Increase) in Loans Originated / Sold - Operating	-189.86	-383.2	-1,558	-1,264	-99.91	-120.94
Change in Income Taxes	-18.79	-12.82	-8.25	-3.15	-5.36	-4.33
Change in Other Net Operating Assets	-164.8	-453.14	153.56	73.17	7.36	-0.21
Other Operating Activities	22.62	26.24	8.71	3.97	3.38	-1.16
Operating Cash Flow	-210.78	-652.52	-1,290	-1,110	-62.9	-90.08
Capital Expenditures	-9.6	-	-18.64	-24.66	-3.47	-5.1
Sale of Property, Plant & Equipment	0.54	0.54	-	-	-	-
Investment in Securities	-101.02	39.08	-125.09	-76.76	-67	-35
Other Investing Activities	-	-	-0	-	0	-
Investing Cash Flow	-110.08	39.62	-143.73	-101.42	-70.47	-40.1
Long-Term Debt Issued	-	835.13	1,578	840.22	143.37	324.14
Total Debt Issued	283.07	835.13	1,578	840.22	143.37	324.14
Total Debt Repaid	-120.41	-	-	-	-	-
Net Debt Issued (Repaid)	162.66	835.13	1,578	840.22	143.37	324.14
Issuance of Common Stock	0	13.04	34.1	360.67	80.88	-
Common Dividends Paid	-1.43	-0.02	-0.11	-	-0.11	-3.96
Other Financing Activities	-0.58	-2.93	150.06	0.04	-	-
Financing Cash Flow	160.65	845.22	1,762	1,201	224.14	320.18
Net Cash Flow	-160.21	232.32	328.35	-10.78	90.78	189.99
Free Cash Flow	-220.38	-652.52	-1,309	-1,135	-66.37	-95.19
Free Cash Flow Margin	-53.38%	-163.64%	-469.02%	-517.50%	-56.28%	-107.89%
Free Cash Flow Per Share	-2.79	-8.26	-16.31	-15.11	-1.04	-1.52
Cash Income Tax Paid	-	5.5	13.7	13	4.59	7.44

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.