SG Finserve Limited (BOM:539199)

SG Finserve Statistics

Total Valuation

SG Finserve has a market cap or net worth of INR 21.33 billion. The enterprise value is 39.11 billion.

Market Cap	21.33B
Enterprise Value	39.11B

Important Dates

The last earnings date was Thursday, January 15, 2026.

Earnings Date	Jan 15, 2026
Ex-Dividend Date	n/a

Share Statistics

SG Finserve has 55.90 million shares outstanding. The number of shares has increased by 15.59% in one year.

Current Share Class	55.90M
Shares Outstanding	55.90M
Shares Change (YoY)	+15.59%
Shares Change (QoQ)	-0.20%
Owned by Insiders (%)	48.62%
Owned by Institutions (%)	3.50%
Float	19.84M

Valuation Ratios

The trailing PE ratio is 21.02.

PE Ratio	21.02
Forward PE	n/a
PS Ratio	7.54
PB Ratio	1.99
P/TBV Ratio	1.99
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	35.82
EV / Sales	13.83
EV / EBITDA	15.40
EV / EBIT	15.42
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	1.72
Debt / EBITDA	7.27
Debt / FCF	n/a
Interest Coverage	2.30

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	6.08%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.03%
Revenue Per Employee	48.74M
Profits Per Employee	18.82M
Employee Count	58
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SG Finserve has paid 372.38 million in taxes.

Income Tax	372.38M
Effective Tax Rate	25.43%

Stock Price Statistics

The stock price has increased by +1.60% in the last 52 weeks. The beta is -0.79, so SG Finserve's price volatility has been lower than the market average.

Beta (5Y)	-0.79
52-Week Price Change	+1.60%
50-Day Moving Average	400.46
200-Day Moving Average	397.06
Relative Strength Index (RSI)	42.50
Average Volume (20 Days)	15,417

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SG Finserve had revenue of INR 2.83 billion and earned 1.09 billion in profits. Earnings per share was 18.15.

Revenue	2.83B
Gross Profit	2.80B
Operating Income	2.54B
Pretax Income	1.46B
Net Income	1.09B
EBITDA	2.54B
EBIT	2.54B
Earnings Per Share (EPS)	18.15

Balance Sheet

The company has 684.74 million in cash and 18.47 billion in debt, with a net cash position of -17.78 billion or -318.10 per share.

Cash & Cash Equivalents	684.74M
Total Debt	18.47B
Net Cash	-17.78B
Net Cash Per Share	-318.10
Equity (Book Value)	10.71B
Book Value Per Share	191.61
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 98.87%, with operating and profit margins of 89.73% and 38.62%.

Gross Margin	98.87%
Operating Margin	89.73%
Pretax Margin	51.79%
Profit Margin	38.62%
EBITDA Margin	89.82%
EBIT Margin	89.73%
FCF Margin	n/a

Dividends & Yields

SG Finserve does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-15.59%
Shareholder Yield	-15.59%
Earnings Yield	5.12%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1