SG Finserve Limited (BOM:539199)

SG Finserve Statistics

Total Valuation

SG Finserve has a market cap or net worth of INR 33.85 billion. The enterprise value is 58.35 billion.

Market Cap	33.85B
Enterprise Value	58.35B

Important Dates

The last earnings date was Thursday, April 16, 2026.

Earnings Date	Apr 16, 2026
Ex-Dividend Date	n/a

Share Statistics

SG Finserve has 65.90 million shares outstanding. The number of shares has decreased by -5.40% in one year.

Current Share Class	65.90M
Shares Outstanding	65.90M
Shares Change (YoY)	-5.40%
Shares Change (QoQ)	-14.04%
Owned by Insiders (%)	40.20%
Owned by Institutions (%)	1.39%
Float	30.53M

Valuation Ratios

The trailing PE ratio is 22.93.

PE Ratio	22.93
Forward PE	n/a
PS Ratio	10.15
PB Ratio	2.32
P/TBV Ratio	2.32
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 19.03, with an EV/FCF ratio of -3.71.

EV / Earnings	45.71
EV / Sales	17.49
EV / EBITDA	19.03
EV / EBIT	19.07
EV / FCF	-3.71

Financial Position

The company has a current ratio of 1.53, with a Debt / Equity ratio of 1.82.

Current Ratio	1.53
Quick Ratio	0.08
Debt / Equity	1.82
Debt / EBITDA	8.65
Debt / FCF	-1.69
Interest Coverage	2.28

Financial Efficiency

Return on equity (ROE) is 10.32% and return on invested capital (ROIC) is 6.74%.

Return on Equity (ROE)	10.32%
Return on Assets (ROA)	5.80%
Return on Invested Capital (ROIC)	6.74%
Return on Capital Employed (ROCE)	20.83%
Weighted Average Cost of Capital (WACC)	1.77%
Revenue Per Employee	57.53M
Profits Per Employee	22.01M
Employee Count	58
Asset Turnover	0.10
Inventory Turnover	n/a

Taxes

In the past 12 months, SG Finserve has paid 438.93 million in taxes.

Income Tax	438.93M
Effective Tax Rate	25.59%

Stock Price Statistics

The stock price has increased by +27.01% in the last 52 weeks. The beta is -0.74, so SG Finserve's price volatility has been lower than the market average.

Beta (5Y)	-0.74
52-Week Price Change	+27.01%
50-Day Moving Average	407.18
200-Day Moving Average	394.93
Relative Strength Index (RSI)	74.80
Average Volume (20 Days)	46,515

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SG Finserve had revenue of INR 3.34 billion and earned 1.28 billion in profits. Earnings per share was 22.41.

Revenue	3.34B
Gross Profit	3.34B
Operating Income	3.06B
Pretax Income	1.72B
Net Income	1.28B
EBITDA	3.07B
EBIT	3.06B
Earnings Per Share (EPS)	22.41

Balance Sheet

The company has 2.04 billion in cash and 26.54 billion in debt, with a net cash position of -24.49 billion or -371.72 per share.

Cash & Cash Equivalents	2.04B
Total Debt	26.54B
Net Cash	-24.49B
Net Cash Per Share	-371.72
Equity (Book Value)	14.60B
Book Value Per Share	257.37
Working Capital	14.26B

Cash Flow

In the last 12 months, operating cash flow was -15.71 billion and capital expenditures -4.33 million, giving a free cash flow of -15.72 billion.

Operating Cash Flow	-15.71B
Capital Expenditures	-4.33M
Depreciation & Amortization	6.81M
Net Borrowing	13.15B
Free Cash Flow	-15.72B
FCF Per Share	-238.55

Margins

Gross margin is 100.00%, with operating and profit margins of 91.71% and 38.26%.

Gross Margin	100.00%
Operating Margin	91.71%
Pretax Margin	51.41%
Profit Margin	38.26%
EBITDA Margin	91.92%
EBIT Margin	91.71%
FCF Margin	n/a

Dividends & Yields

SG Finserve does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	5.40%
Shareholder Yield	5.40%
Earnings Yield	3.77%
FCF Yield	-46.43%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2