Smart Finsec Limited (BOM:539494)
India · Delayed Price · Currency is INR 8.32
+0.22 (2.72%)
At close: Aug 21, 2026
Smart Finsec Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 8.56 | 8.5 | 7.84 | 6.21 | 1.82 | 3.09 |
Total Interest Expense | 0.32 | 0.23 | - | 0.01 | 0.02 | 0.04 |
Net Interest Income | 8.24 | 8.27 | 7.84 | 6.2 | 1.8 | 3.05 |
Gain (Loss) on Sale of Investments | - | - | - | 0.02 | -0.25 | 0.1 |
Other Revenue | 12.51 | 11.14 | 15.84 | 244.49 | 305.97 | 505.01 |
Revenue Before Loan Losses | 20.78 | 19.44 | 23.68 | 250.7 | 307.52 | 508.16 |
| 20.78 | 19.44 | 23.68 | 250.7 | 307.52 | 508.16 | |
Revenue Growth | -9.08% | -17.89% | -90.56% | -18.48% | -39.48% | 119.75% |
Salaries & Employee Benefits | 3.8 | 4.24 | 4.32 | 2.7 | 1.13 | 1.07 |
Cost of Services Provided | 1.8 | 1.84 | 2.13 | 215.49 | 285.8 | 459.72 |
Other Operating Expenses | - | - | 1.53 | 1.09 | 0.85 | 1.18 |
Total Operating Expenses | 5.48 | 6.09 | 8.53 | 219.83 | 288.33 | 462.51 |
Operating Income | 15.3 | 13.35 | 15.15 | 30.88 | 19.19 | 45.65 |
EBT Excluding Unusual Items | 15.3 | 13.35 | 15.01 | 30.88 | 19.19 | 45.64 |
Gain (Loss) on Sale of Investments | - | - | - | - | - | -0.15 |
Pretax Income | 15.3 | 13.35 | 15.01 | 30.88 | 19.19 | 45.5 |
Income Tax Expense | 4.07 | 3.58 | 3.27 | 7.22 | 5.07 | 10.91 |
Net Income | 11.23 | 9.77 | 11.74 | 23.65 | 14.13 | 34.58 |
Net Income to Common | 11.23 | 9.77 | 11.74 | 23.65 | 14.13 | 34.58 |
Net Income Growth | -2.85% | -16.80% | -50.37% | 67.45% | -59.16% | 672.88% |
Shares Outstanding (Basic) | 29 | 30 | 30 | 30 | 30 | 30 |
Shares Outstanding (Diluted) | 29 | 30 | 30 | 30 | 30 | 30 |
Shares Change | -3.38% | -1.34% | - | - | - | - |
EPS (Basic) | 0.38 | 0.33 | 0.39 | 0.79 | 0.47 | 1.15 |
EPS (Diluted) | 0.38 | 0.33 | 0.39 | 0.79 | 0.47 | 1.15 |
EPS Growth | 0.55% | -15.38% | -50.53% | 67.75% | -59.13% | 671.01% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | -5.41 | 26.7 | 26.5 | -5.05 | 46.75 |
Free Cash Flow Per Share | - | -0.18 | 0.89 | 0.88 | -0.17 | 1.56 |
Operating Margin | 73.65% | 68.66% | 63.98% | 12.31% | 6.24% | 8.98% |
Profit Margin | 54.06% | 50.24% | 49.58% | 9.44% | 4.59% | 6.81% |
Free Cash Flow Margin | - | -27.82% | 112.78% | 10.57% | -1.64% | 9.20% |
Effective Tax Rate | 26.59% | 26.82% | 21.78% | 23.39% | 26.40% | 23.98% |
Revenue as Reported | 21.1 | 19.67 | 23.68 | 250.71 | 307.54 | 508.2 |