BOM:540168 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	798.76	394.37	192.91	105.27	62.33
Total Interest Expense	376.57	181.69	92.11	50.15	28.61
Net Interest Income	422.2	212.68	100.8	55.12	33.72
Commissions and Fees	79.86	79.83	65.62	15.85	0.19
Other Revenue	42.19	3.04	0.4	1.71	0.86
Revenue Before Loan Losses	544.25	295.54	166.82	72.67	34.78
Provision for Loan Losses	17.16	5.81	3.41	0.65	3.48
Revenue	527.08	289.74	163.42	72.03	31.3
Revenue Growth (YoY)	81.92%	77.30%	126.89%	130.14%	253.27%
Salaries & Employee Benefits	274.76	183.07	98.07	37.88	10.09
Cost of Services Provided	-	5.94	7.92	1.15	1.74
Other Operating Expenses	108.19	43.32	22.67	12.84	9.5
Total Operating Expenses	438.62	279.82	156.69	64.47	23.66
Operating Income	88.47	9.92	6.73	7.55	7.64
EBT Excluding Unusual Items	88.47	10.01	6.01	5.04	7.19
Pretax Income	88.47	10.01	6.01	5.04	7.19
Income Tax Expense	9.66	-1.43	-0.67	2.46	2.09
Net Income	78.8	11.43	6.68	2.58	5.1
Net Income to Common	78.8	11.43	6.68	2.58	5.1
Net Income Growth	589.38%	71.12%	159.12%	-49.49%	434.45%
Shares Outstanding (Basic)	32	27	17	11	7
Shares Outstanding (Diluted)	32	27	17	11	7
Shares Change (YoY)	17.04%	59.16%	56.16%	45.94%	36.05%
EPS (Basic)	2.48	0.42	0.39	0.24	0.68
EPS (Diluted)	2.48	0.42	0.39	0.24	0.68
EPS Growth	488.99%	7.51%	65.93%	-65.29%	300.00%
Free Cash Flow	-1,211	-1,222	-671.71	-290.79	-154.48
Free Cash Flow Per Share	-38.13	-45.02	-39.38	-26.62	-20.64
Operating Margin	16.78%	3.42%	4.12%	10.49%	24.41%
Profit Margin	14.95%	3.94%	4.09%	3.58%	16.31%
Free Cash Flow Margin	-229.84%	-421.81%	-411.04%	-403.73%	-493.60%
Effective Tax Rate	10.92%	-	-	48.87%	29.04%
Revenue as Reported	920.81	479.23	259.14	123.63	63.39