Salem Erode Investments Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	35.76	37.55	38.61	40.8	26.79	22.25
Total Interest Expense	20.01	23.58	16.02	15.82	2.28	0.09
Net Interest Income	15.74	13.97	22.59	24.99	24.51	22.15
Commissions and Fees	0.83	0.83	0.34	0.42	0.49	0.01
Other Revenue	0.67	0.7	2.38	-0.96	0.75	2.83
Revenue Before Loan Losses	17.24	15.5	25.31	24.45	25.74	24.99
Provision for Loan Losses	0.01	0.33	0.13	-0.05	0.15	-0.74
Revenue	17.22	15.17	25.18	24.5	25.6	25.74
Revenue Growth (YoY)	-11.57%	-39.74%	2.76%	-4.29%	-0.54%	116.02%
Salaries & Employee Benefits	34.27	32.8	20.05	9.23	5.66	1.29
Cost of Services Provided	18.89	16.08	14.25	12.05	5.97	4.25
Other Operating Expenses	-	-	-	-	-0.04	-
Total Operating Expenses	66.98	64.68	42.96	25.38	14.66	6.66
Operating Income	-49.75	-49.51	-17.78	-0.88	10.94	19.08
EBT Excluding Unusual Items	-49.75	-49.51	-17.71	-0.84	10.94	19.08
Pretax Income	-49.75	-49.51	-17.71	-0.84	10.94	19.08
Income Tax Expense	-2.15	-2.32	0.52	0.12	3.82	5.36
Net Income	-47.6	-47.19	-18.23	-0.97	7.12	13.72
Net Income to Common	-47.6	-47.19	-18.23	-0.97	7.12	13.72
Net Income Growth	-	-	-	-	-48.08%	-
Shares Outstanding (Basic)	11	11	11	11	11	11
Shares Outstanding (Diluted)	11	11	11	11	11	11
Shares Change (YoY)	-0.45%	-	-	-	0.00%	-
EPS (Basic)	-4.16	-4.12	-1.59	-0.08	0.62	1.20
EPS (Diluted)	-4.16	-4.12	-1.59	-0.08	0.62	1.20
EPS Growth	-	-	-	-	-48.19%	-
Free Cash Flow	57.03	18.63	70.55	19.33	-60.25	3.2
Free Cash Flow Per Share	4.98	1.63	6.15	1.69	-5.25	0.28
Operating Margin	-288.86%	-326.36%	-70.62%	-3.58%	42.73%	74.13%
Profit Margin	-276.36%	-311.07%	-72.39%	-3.95%	27.83%	53.31%
Free Cash Flow Margin	331.10%	122.78%	280.24%	78.90%	-235.39%	12.44%
Effective Tax Rate	-	-	-	-	34.91%	28.09%
Revenue as Reported	37.25	39.08	41.4	40.3	28.07	25.08

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.