AU Small Finance Bank Limited (BOM:540611)
India flag India · Delayed Price · Currency is INR
879.00
+24.00 (2.81%)
At close: Oct 28, 2026

AU Small Finance Bank Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
120,219104,75987,45364,64253,04938,668
Revenue Growth
32.73%19.79%35.29%21.85%37.19%24.06%
Net Income
31,53226,41321,05915,34714,27911,298
Earnings Per Share
41.5535.0128.2422.8621.7417.85
EPS Growth
42.81%23.97%23.54%5.15%21.79%-5.71%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury
31,60432,08225,64917,04012,08610,160
Retail Banking - Other Retail Banking
174,509157,797140,012---
Wholesale Banking
24,57921,11716,43211,5547,1763,967
Other Banking Operations
5,0615,1473,8073,171795.8484.6
Total
235,753216,143185,900122,51992,39969,154

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
108,64622,71313,26722,74210,3606,287
Total Debt
142,386138,715116,59954,79462,98759,908
Net Cash (Debt)
-33,740-116,002-103,332-32,052-52,627-53,621
Net Cash Growth
------
Net Cash Per Share
-44.46-153.77-138.55-47.73-80.11-84.69

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-284,514-265,638-211,023-152,091-112,867-97,563
Capital Expenditures
-5,258-8,086-2,644-3,464-3,059-2,825
Free Cash Flow
-289,771-273,723-213,667-155,555-115,927-100,388
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
26.23%25.21%24.08%23.74%26.92%29.22%
FCF Margin
-241.04%-261.29%-244.32%-240.64%-218.53%-259.61%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
1.0001.0001.0001.0001.0000.500
Dividend Per Share Growth
0%0%0%0%100.00%-
Dividend Yield
0.11%0.12%0.19%0.18%0.17%0.08%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
21.1623.8718.9024.6427.0534.74
PS Ratio
5.486.024.555.857.2810.15