AU Small Finance Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	-	13,267	22,742	10,360	6,287	36,303
Investment Securities	-	378,475	271,334	200,720	153,065	108,154
Total Investments	-	378,475	271,334	200,720	153,065	108,154
Gross Loans	-	1,070,925	731,627	584,215	460,953	346,089
Net Loans	-	1,070,925	731,627	584,215	460,953	346,089
Property, Plant & Equipment	-	9,125	8,516	7,401	6,226	4,824
Accrued Interest Receivable	-	15,763	9,203	7,101	5,584	5,000
Restricted Cash	-	81,397	41,022	83,892	52,998	11,511
Other Current Assets	-	1,252	993.24	638.7	862.79	618.98
Long-Term Deferred Tax Assets	-	2,360	1,161	928.1	1,422	1,006
Other Long-Term Assets	-	5,894	7,660	6,905	3,381	2,409
Total Assets	-	1,578,457	1,094,257	902,161	690,778	515,913
Interest Bearing Deposits	-	1,172,714	818,440	656,852	500,154	343,471
Non-Interest Bearing Deposits	-	69,972	53,381	36,798	25,692	16,322
Total Deposits	-	1,242,685	871,821	693,650	525,846	359,793
Current Portion of Long-Term Debt	-	60,777	21,012	25,218	24,871	44,267
Current Income Taxes Payable	-	621.62	182.78	187.39	13.07	203.46
Accrued Interest Payable	-	7,435	4,956	3,668	2,505	3,339
Other Current Liabilities	-	2,108	1,966	1,928	1,885	968.53
Long-Term Debt	-	55,822	33,781	37,769	35,037	26,030
Other Long-Term Liabilities	-	37,345	34,941	29,968	25,481	18,560
Total Liabilities	-	1,406,794	968,661	792,388	615,638	453,161
Common Stock	-	7,445	6,692	6,667	3,149	3,122
Additional Paid-In Capital	-	53,300	38,988	38,057	20,934	19,253
Retained Earnings	-	98,608	71,177	64,012	50,073	38,960
Comprehensive Income & Other	-	12,309	8,739	1,036	984.12	1,417
Total Common Equity	183,162	171,663	125,595	109,773	75,140	62,752
Shareholders' Equity	183,162	171,663	125,595	109,773	75,140	62,752
Total Liabilities & Equity	-	1,578,457	1,094,257	902,161	690,778	515,913
Total Debt	103,190	116,599	54,794	62,987	59,908	70,297
Net Cash (Debt)	-30,142	-103,332	-32,052	-52,627	-53,621	-33,994
Net Cash Per Share	-40.20	-138.55	-47.73	-80.11	-84.69	-54.97
Filing Date Shares Outstanding	747.18	744.53	669.16	666.75	629.8	624.43
Total Common Shares Outstanding	747.18	744.53	669.16	666.75	629.8	624.43
Book Value Per Share	245.58	230.57	187.69	164.64	119.31	100.50
Tangible Book Value	183,162	171,663	125,595	109,773	75,140	62,752
Tangible Book Value Per Share	245.58	230.57	187.69	164.64	119.31	100.50

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.