AU Small Finance Bank Limited (BOM:540611)

AU Small Finance Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	21,059	15,347	14,279	11,298	11,707
Depreciation & Amortization	2,585	2,254	1,854	1,402	1,044
Gain (Loss) on Sale of Assets	36.08	13.96	6.63	6.37	9.3
Gain (Loss) on Sale of Investments	1,055	958.7	916.92	766.31	356.45
Provision for Credit Losses	19,943	4,221	1,743	3,605	5,683
Change in Other Net Operating Assets	-256,616	-175,110	-132,287	-114,311	-66,807
Other Operating Activities	336.41	-78.83	412.12	-514.92	-353.24
Operating Cash Flow	-211,023	-152,091	-112,867	-97,563	-47,593
Capital Expenditures	-2,644	-3,464	-3,059	-2,825	-1,412
Sale of Property, Plant and Equipment	73.29	81.25	22.86	14.83	15.57
Investment in Securities	-56,744	-45,165	-40,159	-44,724	-8,501
Investing Cash Flow	-59,315	-48,548	-43,195	-47,534	-9,897
Long-Term Debt Issued	24,203	-	3,079	-	-
Total Debt Issued	24,203	-	3,079	-	-
Long-Term Debt Repaid	-	-8,193	-	-10,389	-33,056
Total Debt Repaid	-	-8,193	-	-10,389	-33,056
Net Debt Issued (Repaid)	24,203	-8,193	3,079	-10,389	-33,056
Issuance of Common Stock	613.09	838.35	20,694	904.8	6,580
Common Dividends Paid	-743.16	-667.02	-315.09	-	-
Net Increase (Decrease) in Deposit Accounts	265,647	178,171	167,804	166,053	98,154
Other Financing Activities	-	-	-232.18	-	-70.5
Financing Cash Flow	289,720	170,150	191,029	156,569	71,607
Net Cash Flow	30,900	-30,488	34,967	11,472	14,117
Free Cash Flow	-213,667	-155,555	-115,927	-100,388	-49,005
Free Cash Flow Margin	-244.32%	-240.64%	-218.53%	-259.61%	-157.22%
Free Cash Flow Per Share	-286.49	-231.67	-176.47	-158.56	-79.25
Cash Interest Paid	63.1	92.1	93.6	71.4	59.5
Cash Income Tax Paid	6,677	4,884	3,699	3,849	3,143

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.