AU Small Finance Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	21,739	21,059	15,347	14,279	11,298	11,707	Upgrade
Depreciation & Amortization	2,594	2,585	2,254	1,854	1,402	1,044	Upgrade
Gain (Loss) on Sale of Assets	48.12	36.08	13.96	6.63	6.37	9.3	Upgrade
Gain (Loss) on Sale of Investments	1,239	1,055	958.7	916.92	766.31	356.45	Upgrade
Provision for Credit Losses	24,092	19,943	4,221	1,743	3,605	5,683	Upgrade
Change in Other Net Operating Assets	-267,432	-256,616	-175,110	-132,287	-114,311	-66,807	Upgrade
Other Operating Activities	132.62	336.41	-78.83	412.12	-514.92	-353.24	Upgrade
Operating Cash Flow	-216,530	-211,023	-152,091	-112,867	-97,563	-47,593	Upgrade
Capital Expenditures	-6,735	-2,644	-3,464	-3,059	-2,825	-1,412	Upgrade
Sale of Property, Plant and Equipment	69.03	73.29	81.25	22.86	14.83	15.57	Upgrade
Investment in Securities	-32,607	-56,744	-45,165	-40,159	-44,724	-8,501	Upgrade
Investing Cash Flow	-39,272	-59,315	-48,548	-43,195	-47,534	-9,897	Upgrade
Long-Term Debt Issued	-	24,203	-	3,079	-	-	Upgrade
Total Debt Issued	24,203	24,203	-	3,079	-	-	Upgrade
Long-Term Debt Repaid	-	-	-8,193	-	-10,389	-33,056	Upgrade
Total Debt Repaid	-8,783	-	-8,193	-	-10,389	-33,056	Upgrade
Net Debt Issued (Repaid)	15,419	24,203	-8,193	3,079	-10,389	-33,056	Upgrade
Issuance of Common Stock	956.77	613.09	838.35	20,694	904.8	6,580	Upgrade
Common Dividends Paid	-745.19	-743.16	-667.02	-315.09	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	228,161	265,647	178,171	167,804	166,053	98,154	Upgrade
Other Financing Activities	-	-	-	-232.18	-	-70.5	Upgrade
Financing Cash Flow	243,792	289,720	170,150	191,029	156,569	71,607	Upgrade
Net Cash Flow	-12,010	30,900	-30,488	34,967	11,472	14,117	Upgrade
Free Cash Flow	-223,264	-213,667	-155,555	-115,927	-100,388	-49,005	Upgrade
Free Cash Flow Margin	-246.51%	-244.32%	-240.64%	-218.53%	-259.61%	-157.22%	Upgrade
Free Cash Flow Per Share	-298.77	-286.49	-231.67	-176.47	-158.56	-79.25	Upgrade
Cash Interest Paid	63.1	63.1	92.1	93.6	71.4	59.5	Upgrade
Cash Income Tax Paid	7,002	6,677	4,884	3,699	3,849	3,143	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.