ICICI Lombard General Insurance Company Limited (BOM:540716)

BOM:540716 Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Premiums & Annuity Revenue	189,429	168,665	148,228	130,321	100,140	94,035
Total Interest & Dividend Income	37,153	30,626	25,862	23,331	19,076	17,112
Gain (Loss) on Sale of Investments	6,117	5,463	4,392	7,378	3,588	1,994
Other Revenue	111.33	144.53	8,933	7,734	4,512	789.44
Total Revenue	232,810	204,898	187,415	168,763	127,315	113,931
Revenue Growth (YoY)	12.96%	9.33%	11.05%	32.55%	11.75%	11.40%
Policy Benefits	132,424	119,395	107,257	97,819	68,708	68,516
Policy Acquisition & Underwriting Costs	39,792	33,067	7,627	8,130	7,120	3,926
Selling, General & Administrative	26,559	28,649	45,630	39,675	27,758	23,298
Provision for Bad Debts	69.78	441.28	53.13	-23.83	202.66	481.97
Other Operating Expenses	-1,850	-2,221	5,864	5,907	3,247	465.05
Total Operating Expenses	198,922	179,390	166,489	151,563	107,087	96,726
Operating Income	33,888	25,508	20,926	17,200	20,229	17,205
Interest Expense	-36.76	-36.76	-114.69	-363.67	-399.77	-400.48
Currency Exchange Gain (Loss)	-316.35	107.25	55.22	-13.77	4.54	30.19
Other Non Operating Income (Expenses)	-2.02	-2.02	295.01	-2.25	120.46	149.44
EBT Excluding Unusual Items	33,533	25,576	21,161	16,820	19,954	16,984
Gain (Loss) on Sale of Assets	-24.26	-24.26	-35.85	14.65	0.25	-5.19
Other Unusual Items	-	-	-	-	-414.73	-10.07
Pretax Income	33,509	25,552	21,125	16,835	19,540	16,969
Income Tax Expense	8,327	6,366	3,835	4,125	4,809	5,031
Net Income	25,182	19,186	17,291	12,710	14,731	11,938
Net Income to Common	25,182	19,186	17,291	12,710	14,731	11,938
Net Income Growth	37.15%	10.96%	36.04%	-13.72%	23.40%	13.77%
Shares Outstanding (Basic)	494	492	491	491	455	454
Shares Outstanding (Diluted)	499	495	492	492	456	456
Shares Change (YoY)	1.29%	0.59%	-0.07%	7.83%	0.13%	0.20%
EPS (Basic)	51.02	39.03	35.21	25.91	32.41	26.27
EPS (Diluted)	50.42	38.78	35.16	25.82	32.27	26.19
EPS Growth	35.38%	10.30%	36.17%	-19.99%	23.21%	13.57%
Free Cash Flow	-	22,163	21,692	7,332	16,946	31,296
Free Cash Flow Per Share	-	44.80	44.11	14.90	37.13	68.65
Dividend Per Share	16.500	11.000	10.000	9.000	8.000	3.500
Dividend Growth	200.00%	10.00%	11.11%	12.50%	128.57%	-41.67%
Operating Margin	14.56%	12.45%	11.16%	10.19%	15.89%	15.10%
Profit Margin	10.82%	9.36%	9.23%	7.53%	11.57%	10.48%
Free Cash Flow Margin	-	10.82%	11.57%	4.35%	13.31%	27.47%
EBITDA	33,668	25,983	22,330	18,594	21,509	18,085
EBITDA Margin	14.46%	12.68%	11.92%	11.02%	16.89%	15.87%
D&A For EBITDA	-220.31	475.85	1,404	1,394	1,280	880.27
EBIT	33,888	25,508	20,926	17,200	20,229	17,205
EBIT Margin	14.56%	12.45%	11.16%	10.19%	15.89%	15.10%
Effective Tax Rate	24.85%	24.91%	18.15%	24.50%	24.61%	29.65%

Updated Jan 17, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.