BOM:540716 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	222,636	198,002	168,665	148,228	130,321
Total Interest & Dividend Income	47,309	34,248	30,456	25,862	23,331
Gain (Loss) on Sale of Investments	112.6	7,765	5,633	4,392	7,378
Other Revenue	-	-	-	8,933	7,734
Total Revenue	270,057	240,015	204,753	187,415	168,763
Revenue Growth (YoY)	12.52%	17.22%	9.25%	11.05%	32.55%
Policy Benefits	158,285	139,868	119,395	107,257	97,819
Policy Acquisition & Underwriting Costs	44,842	41,918	33,067	7,627	8,130
Selling, General & Administrative	-	27,759	27,679	44,938	39,675
Provision for Bad Debts	6.8	-58.4	441.2	53.13	-23.83
Other Operating Expenses	13,892	-3,883	-2,078	5,864	5,907
Total Operating Expenses	234,308	205,669	178,564	165,798	151,563
Operating Income	35,749	34,345	26,189	21,617	17,200
Interest Expense	-	-1,013	-941.4	-806.23	-363.67
Currency Exchange Gain (Loss)	-	-384.7	107.3	55.22	-13.77
Other Non Operating Income (Expenses)	840.1	282	220.9	295.01	-2.25
EBT Excluding Unusual Items	36,589	33,229	25,576	21,161	16,820
Gain (Loss) on Sale of Assets	-	-4.2	-24.3	-35.85	14.65
Other Unusual Items	-	-12.1	-	-	-
Pretax Income	36,589	33,213	25,552	21,125	16,835
Income Tax Expense	8,870	8,130	6,366	3,835	4,125
Net Income	27,719	25,083	19,186	17,291	12,710
Net Income to Common	27,719	25,083	19,186	17,291	12,710
Net Income Growth	10.51%	30.74%	10.96%	36.04%	-13.72%
Shares Outstanding (Basic)	497	494	492	491	491
Shares Outstanding (Diluted)	502	499	495	492	492
Shares Change (YoY)	0.52%	0.91%	0.59%	-0.07%	7.83%
EPS (Basic)	55.74	50.74	39.03	35.21	25.91
EPS (Diluted)	55.24	50.25	38.78	35.16	25.82
EPS Growth	9.93%	29.58%	10.30%	36.17%	-19.99%
Free Cash Flow	23,786	9,162	22,163	21,692	7,332
Free Cash Flow Per Share	47.40	18.35	44.80	44.11	14.90
Dividend Per Share	13.500	12.500	11.000	10.000	9.000
Dividend Growth	8.00%	13.64%	10.00%	11.11%	12.50%
Operating Margin	13.24%	14.31%	12.79%	11.53%	10.19%
Profit Margin	10.26%	10.45%	9.37%	9.23%	7.53%
Free Cash Flow Margin	8.81%	3.82%	10.82%	11.57%	4.35%
EBITDA	36,254	34,850	27,516	23,021	18,594
EBITDA Margin	13.42%	14.52%	13.44%	12.28%	11.02%
D&A For EBITDA	504.5	504.5	1,327	1,404	1,394
EBIT	35,749	34,345	26,189	21,617	17,200
EBIT Margin	13.24%	14.31%	12.79%	11.53%	10.19%
Effective Tax Rate	24.24%	24.48%	24.91%	18.15%	24.50%

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.