BOM:540755 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Premiums & Annuity Revenue	390,591	367,495	336,455	359,821	395,438	399,494
Total Interest & Dividend Income	99,693	87,782	81,419	62,366	50,615	46,560
Gain (Loss) on Sale of Investments	40,303	40,485	40,927	43,694	43,859	40,975
Other Revenue	-4,921	100.3	85.1	-	-	-
Total Revenue	525,665	495,862	458,886	465,880	489,912	487,029
Revenue Growth (YoY)	14.39%	8.06%	-1.50%	-4.91%	0.59%	-4.92%
Policy Benefits	334,446	327,648	316,178	332,042	367,035	369,289
Policy Acquisition & Underwriting Costs	78,863	74,720	63,012	56,507	70,261	80,247
Selling, General & Administrative	4,532	4,309	4,198	3,683	3,714	3,015
Provision for Bad Debts	235.4	549.2	-78.8	3,295	2,632	-3,683
Other Operating Expenses	491.9	-	-2.6	-	-	-
Total Operating Expenses	417,816	406,119	380,234	394,077	457,287	452,358
Operating Income	107,849	89,742	78,652	71,803	32,625	34,671
Interest Expense	-707.8	-707.8	-838.1	-807.5	-627.48	-608.74
Earnings From Equity Investments	6,426	4,579	1,777	3,302	1,875	1,666
Currency Exchange Gain (Loss)	5,539	2,015	1,436	9,228	5,346	-3,483
Other Non Operating Income (Expenses)	2,152	0.3	-0.7	87.12	204.9	114.29
EBT Excluding Unusual Items	121,259	95,629	81,026	83,612	39,424	32,359
Gain (Loss) on Sale of Assets	-3.6	-3.6	-0.5	1.09	-2.07	0.26
Pretax Income	121,255	95,625	81,026	83,613	39,422	32,359
Income Tax Expense	24,969	21,307	14,168	14,540	15,559	12,443
Net Income	96,287	74,319	66,858	69,073	23,863	19,916
Net Income to Common	96,287	74,319	66,858	69,073	23,863	19,916
Net Income Growth	28.15%	11.16%	-3.21%	189.46%	19.82%	-
Shares Outstanding (Basic)	1,754	1,754	1,754	1,754	1,754	1,754
Shares Outstanding (Diluted)	1,754	1,754	1,754	1,754	1,754	1,754
Shares Change (YoY)	0.01%	-	-	-	-	-
EPS (Basic)	54.88	42.36	38.11	39.37	13.60	11.35
EPS (Diluted)	54.88	42.36	38.11	39.37	13.60	11.35
EPS Growth	28.13%	11.15%	-3.21%	189.46%	19.82%	-
Free Cash Flow	-	19,506	-2,174	115,882	90,353	132,776
Free Cash Flow Per Share	-	11.12	-1.24	66.05	51.50	75.68
Dividend Per Share	-	10.000	10.000	7.200	2.250	-
Dividend Growth	-	-	38.89%	220.00%	-	-
Operating Margin	20.52%	18.10%	17.14%	15.41%	6.66%	7.12%
Profit Margin	18.32%	14.99%	14.57%	14.83%	4.87%	4.09%
Free Cash Flow Margin	-	3.93%	-0.47%	24.87%	18.44%	27.26%
EBITDA	110,223	91,632	79,896	71,900	32,763	34,820
EBITDA Margin	20.97%	18.48%	17.41%	15.43%	6.69%	7.15%
D&A For EBITDA	2,374	1,889	1,244	96.91	137.48	149.51
EBIT	107,849	89,742	78,652	71,803	32,625	34,671
EBIT Margin	20.52%	18.10%	17.14%	15.41%	6.66%	7.12%
Effective Tax Rate	20.59%	22.28%	17.48%	17.39%	39.47%	38.45%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.