BOM:540755 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	396,856	367,495	336,455	359,821	395,438
Total Interest & Dividend Income	132,423	87,782	81,419	62,366	50,615
Gain (Loss) on Sale of Investments	-369.4	40,485	40,927	43,694	43,859
Other Revenue	-	100.3	85.1	-	-
Total Revenue	528,910	495,862	458,886	465,880	489,912
Revenue Growth (YoY)	6.67%	8.06%	-1.50%	-4.91%	0.59%
Policy Benefits	333,182	327,648	316,178	332,042	367,035
Policy Acquisition & Underwriting Costs	80,673	74,720	63,012	56,507	70,261
Selling, General & Administrative	1,414	4,309	4,198	3,683	3,714
Provision for Bad Debts	1,178	549.2	-78.8	3,295	2,632
Other Operating Expenses	2,465	-	-2.6	-	-
Total Operating Expenses	420,963	406,119	380,234	394,077	457,287
Operating Income	107,946	89,742	78,652	71,803	32,625
Interest Expense	-	-707.8	-838.1	-807.5	-627.48
Earnings From Equity Investments	6,619	4,579	1,777	3,302	1,875
Currency Exchange Gain (Loss)	9,064	2,015	1,436	9,228	5,346
Other Non Operating Income (Expenses)	-2,544	0.3	-0.7	87.12	204.9
EBT Excluding Unusual Items	121,086	95,629	81,026	83,612	39,424
Gain (Loss) on Sale of Assets	-	-3.6	-0.5	1.09	-2.07
Pretax Income	121,086	95,625	81,026	83,613	39,422
Income Tax Expense	24,462	21,307	14,168	14,540	15,559
Net Income	96,624	74,319	66,858	69,073	23,863
Net Income to Common	96,624	74,319	66,858	69,073	23,863
Net Income Growth	30.01%	11.16%	-3.21%	189.46%	19.82%
Shares Outstanding (Basic)	1,754	1,754	1,754	1,754	1,754
Shares Outstanding (Diluted)	1,754	1,754	1,754	1,754	1,754
Shares Change (YoY)	-0.01%	-	-	-	-
EPS (Basic)	55.08	42.36	38.11	39.37	13.60
EPS (Diluted)	55.08	42.36	38.11	39.37	13.60
EPS Growth	30.03%	11.15%	-3.21%	189.46%	19.82%
Free Cash Flow	4,527	19,506	-2,174	115,882	90,353
Free Cash Flow Per Share	2.58	11.12	-1.24	66.05	51.50
Dividend Per Share	13.250	10.000	10.000	7.200	2.250
Dividend Growth	32.50%	-	38.89%	220.00%	-
Operating Margin	20.41%	18.10%	17.14%	15.41%	6.66%
Profit Margin	18.27%	14.99%	14.57%	14.83%	4.87%
Free Cash Flow Margin	0.86%	3.93%	-0.47%	24.87%	18.44%
EBITDA	109,836	91,632	79,896	71,900	32,763
EBITDA Margin	20.77%	18.48%	17.41%	15.43%	6.69%
D&A For EBITDA	1,889	1,889	1,244	96.91	137.48
EBIT	107,946	89,742	78,652	71,803	32,625
EBIT Margin	20.41%	18.10%	17.14%	15.41%	6.66%
Effective Tax Rate	20.20%	22.28%	17.48%	17.39%	39.47%