General Insurance Corporation of India (BOM:540755)
India flag India · Delayed Price · Currency is INR
359.80
+4.40 (1.24%)
At close: Aug 18, 2026

BOM:540755 Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
527,720528,910495,862458,886465,880489,912
Revenue Growth
2.90%6.67%8.06%-1.50%-4.91%0.59%
Operating Income
102,273107,94689,74278,65271,80332,625
Net Income
88,75596,62474,31966,85869,07323,863
Earnings Per Share
50.6055.0842.3638.1139.3713.60
EPS Growth
3.68%30.03%11.15%-3.21%189.46%19.82%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Fire Insurance
151,777154,059113,348114,182113,799112,780
Motor
94,34794,37267,33365,45278,59591,686
Aviation
5,0785,3263,8663,8793,9886,003
Engineering
22,40823,25515,51114,86113,10911,803
Workmen Compensation (W.C.)
532.6485.8365.7412.7365.53423.31
Liability
9,99810,0915,7816,2717,1667,332
Personal Accident (P.A)
9,7668,6444,9174,3514,4615,798
Health
109,780100,52674,87051,56345,81948,459
Agriculture
36,65341,37132,73738,78152,55466,638
Other Miscellaneous
11,10214,1478,1247,3116,5256,666
FL/Credit
4,4743,5422,4022,0332,4903,049
Marine Cargo
6,2165,8536,8027,2528,25412,499
Marine Hull
6,0596,7134,5144,8705,6219,531
Life
35,76127,39720,73214,54315,33412,901
Total
503,950495,782361,303335,761358,080395,568

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Net Cash (Debt)
296,09577,097252,796248,552237,024214,513
Net Cash Growth
16.39%-69.50%1.71%4.86%10.49%15.40%
Net Cash Per Share
168.8043.95144.09141.67135.10122.27
Cash & Investments
296,09577,097252,796248,552237,024214,513

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-4,66419,760-2,117117,22290,508
Capital Expenditures
--137.6-254.1-56.8-1,341-154.53
Free Cash Flow
-4,52719,506-2,174115,88290,353
Free Cash Flow Growth
--76.79%--28.25%-31.95%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
19.38%20.41%18.10%17.14%15.41%6.66%
Pretax Margin
21.61%22.89%19.28%17.66%17.95%8.05%
Profit Margin
16.82%18.27%14.99%14.57%14.83%4.87%
FCF Margin
-0.86%3.93%-0.47%24.87%18.44%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
23.25013.25010.00010.0007.2002.250
Dividend Per Share Growth
32.50%32.50%0%38.89%220.00%-
Dividend Yield
6.60%3.65%2.45%3.19%5.85%2.19%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
7.116.599.948.653.408.37
P/FCF Ratio
139.49140.6737.88-2.022.21
PS Ratio
1.201.201.491.260.500.41