BOM:540769 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Premiums & Annuity Revenue	380,028	355,374	341,866	304,250	290,647	263,763
Total Interest & Dividend Income	80,791	52,133	49,577	44,777	40,586	37,591
Gain (Loss) on Sale of Investments	20,723	20,737	39,690	60,004	26,263	24,274
Other Revenue	926.3	926.3	151	651.6	653.14	293.99
Total Revenue	482,468	429,170	431,284	409,681	358,149	325,922
Revenue Growth (YoY)	10.71%	-0.49%	5.27%	14.39%	9.89%	6.87%
Policy Benefits	373,171	342,819	332,138	290,104	288,320	221,568
Policy Acquisition & Underwriting Costs	39,981	36,415	30,331	24,399	23,130	24,839
Selling, General & Administrative	37,579	37,579	48,075	42,885	40,982	54,725
Provision for Bad Debts	517.3	547.2	1,929	-	-	-
Other Operating Expenses	1,328	1,043	4,559	5,102	4,119	4,112
Total Operating Expenses	463,783	418,403	417,031	362,489	356,552	305,243
Operating Income	18,686	10,767	14,253	47,192	1,598	20,679
Interest Expense	-456	-456	-66.6	-12.53	-43.22	-56.36
Earnings From Equity Investments	821.5	659.8	293.1	-113.34	205.15	174.59
Other Non Operating Income (Expenses)	-5,253	-	-	-34,451	296.65	-
EBT Excluding Unusual Items	13,798	10,971	14,479	12,614	2,056	20,798
Gain (Loss) on Sale of Investments	-	-	-	-109.05	-	-
Gain (Loss) on Sale of Assets	-86	-86	-64.9	-54.18	-74.88	-25.37
Other Unusual Items	-	-	-	-	-	-0.02
Pretax Income	13,712	10,885	14,414	12,451	1,981	20,772
Income Tax Expense	1,781	502.8	3,210	1,952	-3.07	4,320
Earnings From Continuing Ops.	11,931	10,382	11,204	10,500	1,984	16,452
Minority Interest in Earnings	-2.5	-15.7	-39.5	-19.58	-38.64	-47.44
Net Income	11,929	10,366	11,165	10,480	1,946	16,405
Net Income to Common	11,929	10,366	11,165	10,480	1,946	16,405
Net Income Growth	20.62%	-7.15%	6.53%	438.62%	-88.14%	13.74%
Shares Outstanding (Basic)	1,647	1,648	1,648	1,648	1,648	1,648
Shares Outstanding (Diluted)	1,647	1,648	1,648	1,648	1,648	1,648
Shares Change (YoY)	-0.15%	-	-	-	-	-
EPS (Basic)	7.24	6.29	6.77	6.36	1.18	9.95
EPS (Diluted)	7.24	6.29	6.77	6.36	1.18	9.95
EPS Growth	20.80%	-7.09%	6.46%	438.62%	-88.14%	13.74%
Free Cash Flow	-	-35,056	-47,414	-59,531	-41,684	6,780
Free Cash Flow Per Share	-	-21.27	-28.77	-36.12	-25.29	4.11
Dividend Per Share	-	1.800	2.060	1.930	0.300	-
Dividend Growth	-	-12.62%	6.74%	543.33%	-	-
Operating Margin	3.87%	2.51%	3.31%	11.52%	0.45%	6.35%
Profit Margin	2.47%	2.42%	2.59%	2.56%	0.54%	5.03%
Free Cash Flow Margin	-	-8.17%	-10.99%	-14.53%	-11.64%	2.08%
EBITDA	19,013	11,207	14,842	47,976	2,430	21,706
EBITDA Margin	3.94%	2.61%	3.44%	11.71%	0.68%	6.66%
D&A For EBITDA	327.28	439.7	589.6	784.74	832.88	1,027
EBIT	18,686	10,767	14,253	47,192	1,598	20,679
EBIT Margin	3.87%	2.51%	3.31%	11.52%	0.45%	6.35%
Effective Tax Rate	12.99%	4.62%	22.27%	15.67%	-	20.80%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.