BOM:540777 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Premiums & Annuity Revenue	756,051	698,370	621,121	568,788	468,009	381,942
Total Interest & Dividend Income	137,380	126,957	108,832	135,275	102,637	83,077
Gain (Loss) on Sale of Investments	143,980	142,966	285,694	-1,932	103,503	252,540
Other Revenue	4,122	3,561	3,954	5,578	2,113	1,865
Total Revenue	1,041,532	971,853	1,019,600	707,709	676,262	719,424
Revenue Growth (YoY)	3.06%	-4.68%	44.07%	4.65%	-6.00%	148.62%
Policy Benefits	851,477	810,985	882,246	574,516	577,910	635,800
Policy Acquisition & Underwriting Costs	89,552	78,445	52,621	28,906	20,078	17,125
Selling, General & Administrative	62,422	61,330	68,028	83,280	57,834	45,022
Other Operating Expenses	10,299	6,981	6,306	5,754	5,036	4,642
Total Operating Expenses	1,020,131	957,764	1,009,138	692,674	660,990	702,682
Operating Income	21,401	14,089	10,462	15,035	15,273	16,741
Interest Expense	-1,172	-1,172	-689.1	-621.94	-400.2	-454.54
EBT Excluding Unusual Items	20,229	12,917	9,773	14,413	14,873	16,287
Other Unusual Items	-20	-20	-	-	-	-
Pretax Income	20,209	12,897	9,773	14,413	14,873	16,287
Income Tax Expense	1,307	-5,211	-5,968	730.45	1,603	2,678
Net Income	18,902	18,108	15,741	13,683	13,269	13,609
Net Income to Common	18,902	18,108	15,741	13,683	13,269	13,609
Net Income Growth	8.19%	15.04%	15.04%	3.12%	-2.49%	4.89%
Shares Outstanding (Basic)	2,157	2,152	2,150	2,133	2,045	2,020
Shares Outstanding (Diluted)	2,157	2,154	2,152	2,134	2,047	2,022
Shares Change (YoY)	0.16%	0.10%	0.86%	4.25%	1.22%	0.10%
EPS (Basic)	8.76	8.41	7.32	6.41	6.49	6.74
EPS (Diluted)	8.76	8.41	7.31	6.41	6.48	6.73
EPS Growth	8.07%	15.05%	14.04%	-1.08%	-3.72%	4.83%
Free Cash Flow	-	152,964	105,854	67,956	58,859	96,416
Free Cash Flow Per Share	-	71.01	49.19	31.85	28.75	47.67
Dividend Per Share	-	2.100	2.000	1.900	1.700	2.020
Dividend Growth	-	5.00%	5.26%	11.77%	-15.84%	-
Operating Margin	2.05%	1.45%	1.03%	2.12%	2.26%	2.33%
Profit Margin	1.81%	1.86%	1.54%	1.93%	1.96%	1.89%
Free Cash Flow Margin	-	15.74%	10.38%	9.60%	8.70%	13.40%
EBITDA	21,993	14,765	11,249	15,788	15,797	17,247
EBITDA Margin	2.11%	1.52%	1.10%	2.23%	2.34%	2.40%
D&A For EBITDA	592.73	676.2	787.5	752.99	523.83	506.12
EBIT	21,401	14,089	10,462	15,035	15,273	16,741
EBIT Margin	2.05%	1.45%	1.03%	2.12%	2.26%	2.33%
Effective Tax Rate	6.47%	-	-	5.07%	10.78%	16.44%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.