BOM:540777 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	777,605	698,370	621,121	568,788	468,009
Total Interest & Dividend Income	216,710	126,957	108,832	135,275	102,637
Gain (Loss) on Sale of Investments	-274.9	142,966	285,694	-1,932	103,503
Other Revenue	4,511	3,561	3,954	5,578	2,113
Total Revenue	998,551	971,853	1,019,600	707,709	676,262
Revenue Growth (YoY)	2.75%	-4.68%	44.07%	4.65%	-6.00%
Policy Benefits	803,042	810,985	882,246	574,516	577,910
Policy Acquisition & Underwriting Costs	91,562	78,445	52,621	28,906	20,078
Selling, General & Administrative	3,363	61,330	68,028	83,280	57,834
Other Operating Expenses	40,505	6,981	6,306	5,754	5,036
Total Operating Expenses	977,980	957,764	1,009,138	692,674	660,990
Operating Income	20,572	14,089	10,462	15,035	15,273
Interest Expense	-	-1,172	-689.1	-621.94	-400.2
EBT Excluding Unusual Items	20,572	12,917	9,773	14,413	14,873
Other Unusual Items	-	-20	-	-	-
Pretax Income	20,572	12,897	9,773	14,413	14,873
Income Tax Expense	1,449	-5,211	-5,968	730.45	1,603
Net Income	19,123	18,108	15,741	13,683	13,269
Net Income to Common	19,123	18,108	15,741	13,683	13,269
Net Income Growth	5.61%	15.04%	15.04%	3.12%	-2.49%
Shares Outstanding (Basic)	2,156	2,152	2,150	2,133	2,045
Shares Outstanding (Diluted)	2,158	2,154	2,152	2,134	2,047
Shares Change (YoY)	0.19%	0.10%	0.86%	4.25%	1.22%
EPS (Basic)	8.87	8.41	7.32	6.41	6.49
EPS (Diluted)	8.86	8.41	7.31	6.41	6.48
EPS Growth	5.35%	15.05%	14.04%	-1.08%	-3.72%
Free Cash Flow	223,380	152,964	105,854	67,956	58,859
Free Cash Flow Per Share	103.49	71.01	49.19	31.85	28.75
Dividend Per Share	2.100	2.100	2.000	1.900	1.700
Dividend Growth	-	5.00%	5.26%	11.77%	-15.84%
Operating Margin	2.06%	1.45%	1.03%	2.12%	2.26%
Profit Margin	1.92%	1.86%	1.54%	1.93%	1.96%
Free Cash Flow Margin	22.37%	15.74%	10.38%	9.60%	8.70%
EBITDA	21,248	14,765	11,249	15,788	15,797
EBITDA Margin	2.13%	1.52%	1.10%	2.23%	2.34%
D&A For EBITDA	676.2	676.2	787.5	752.99	523.83
EBIT	20,572	14,089	10,462	15,035	15,273
EBIT Margin	2.06%	1.45%	1.03%	2.12%	2.26%
Effective Tax Rate	7.04%	-	-	5.07%	10.78%

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.