Bandhan Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Interest Income on Loans	214,044	219,482	188,696	159,047	138,716	125,242	Upgrade
Interest Paid on Deposits	108,260	104,576	85,508	66,451	51,571	49,609	Upgrade
Net Interest Income	109,160	114,906	103,188	92,596	87,145	75,634	Upgrade
Net Interest Income Growth (YoY)	-3.78%	11.36%	11.44%	6.26%	15.22%	19.60%	Upgrade
Gain (Loss) on Sale of Assets	-0.21	-0.21	1.26	-4.58	4.06	11.13	Upgrade
Gain (Loss) on Sale of Investments	4,215	4,215	4,086	-1,060	2,771	2,219	Upgrade
Other Non-Interest Income	26,623	25,452	17,627	25,750	25,450	17,992	Upgrade
Total Non-Interest Income	30,838	29,666	21,714	24,686	28,225	20,223	Upgrade
Non-Interest Income Growth (YoY)	30.58%	36.62%	-12.04%	-12.54%	39.57%	30.54%	Upgrade
Revenues Before Loan Losses	139,998	144,572	124,903	117,282	115,370	95,856	Upgrade
Provision for Loan Losses	58,136	46,434	44,099	41,984	78,848	38,201	Upgrade
Revenue	81,861	98,138	80,803	75,298	36,522	57,655	Upgrade
Revenue Growth (YoY)	-19.10%	21.45%	7.31%	106.17%	-36.66%	-11.03%	Upgrade
Salaries and Employee Benefits	42,775	41,503	35,078	27,084	21,296	16,646	Upgrade
Occupancy Expenses	8,126	8,126	6,735	4,912	4,179	3,242	Upgrade
Selling, General & Administrative	2,521	2,087	2,012	2,058	1,363	1,476	Upgrade
Other Non-Interest Expense	18,754	16,862	14,332	12,247	8,344	6,804	Upgrade
Total Non-Interest Expense	74,283	70,685	58,508	46,368	35,236	28,169	Upgrade
EBT Excluding Unusual Items	7,578	27,453	22,296	28,930	1,286	29,487	Upgrade
Pretax Income	7,578	27,453	22,296	28,930	1,286	29,487	Upgrade
Income Tax Expense	-4,704	-	-	6,983	28.3	7,432	Upgrade
Net Income	12,282	27,453	22,296	21,946	1,258	22,055	Upgrade
Net Income to Common	12,282	27,453	22,296	21,946	1,258	22,055	Upgrade
Net Income Growth	-55.95%	23.13%	1.59%	1644.63%	-94.30%	-27.06%	Upgrade
Basic Shares Outstanding	1,612	1,611	1,611	1,611	1,611	1,610	Upgrade
Diluted Shares Outstanding	1,612	1,611	1,611	1,611	1,611	1,611	Upgrade
Shares Change (YoY)	0.07%	0.00%	-0.00%	-0.01%	0.01%	-0.02%	Upgrade
EPS (Basic)	7.62	17.04	13.84	13.62	0.78	13.70	Upgrade
EPS (Diluted)	7.62	17.04	13.84	13.62	0.78	13.69	Upgrade
EPS Growth	-55.98%	23.12%	1.62%	1646.16%	-94.30%	-27.03%	Upgrade
Dividend Per Share	-	1.500	1.500	1.500	-	1.000	Upgrade
Effective Tax Rate	-	-	-	24.14%	2.20%	25.20%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.