Bandhan Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	185,472	219,482	188,696	159,047	138,716
Interest Income on Investments	31,420	-	-	-	-
Total Interest Income	216,891	219,482	188,696	159,047	138,716
Interest Paid on Deposits	108,594	104,576	85,508	66,451	51,571
Net Interest Income	108,297	114,906	103,188	92,596	87,145
Net Interest Income Growth (YoY)	-5.75%	11.36%	11.44%	6.26%	15.22%
Gain (Loss) on Sale of Assets	-	-0.21	1.26	-4.58	4.06
Gain (Loss) on Sale of Investments	-	4,215	4,086	-1,060	2,771
Other Non-Interest Income	27,340	25,452	17,627	25,750	25,450
Total Non-Interest Income	27,340	29,666	21,714	24,686	28,225
Non-Interest Income Growth (YoY)	-7.84%	36.62%	-12.04%	-12.54%	39.57%
Revenues Before Loan Losses	135,637	144,572	124,903	117,282	115,370
Provision for Loan Losses	41,311	46,434	44,099	41,984	78,848
Revenue	94,326	98,138	80,803	75,298	36,522
Revenue Growth (YoY)	-3.88%	21.45%	7.31%	106.17%	-36.66%
Salaries and Employee Benefits	44,151	41,503	35,078	27,084	21,296
Occupancy Expenses	-	8,126	6,735	4,912	4,179
Selling, General & Administrative	4,718	2,087	2,012	2,058	1,363
Other Non-Interest Expense	28,119	16,862	14,332	12,247	8,344
Total Non-Interest Expense	76,988	70,685	58,508	46,368	35,236
EBT Excluding Unusual Items	17,338	27,453	22,296	28,930	1,286
Pretax Income	17,338	27,453	22,296	28,930	1,286
Income Tax Expense	5,102	-	-	6,983	28.3
Net Income	12,236	27,453	22,296	21,946	1,258
Net Income to Common	12,236	27,453	22,296	21,946	1,258
Net Income Growth	-55.43%	23.13%	1.59%	1644.63%	-94.30%
Basic Shares Outstanding	1,610	1,611	1,611	1,611	1,611
Diluted Shares Outstanding	1,612	1,611	1,611	1,611	1,611
Shares Change (YoY)	0.06%	0.00%	-0.00%	-0.01%	0.01%
EPS (Basic)	7.60	17.04	13.84	13.62	0.78
EPS (Diluted)	7.59	17.04	13.84	13.62	0.78
EPS Growth	-55.46%	23.12%	1.62%	1646.16%	-94.30%
Dividend Per Share	1.500	1.500	1.500	1.500	-
Effective Tax Rate	29.43%	-	-	24.14%	2.20%