Bandhan Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	27,453	22,296	21,946	1,258	22,055	Upgrade
Depreciation & Amortization	2,792	2,376	1,426	1,100	1,031	Upgrade
Gain (Loss) on Sale of Assets	0.21	-1.26	4.58	-4.06	-11.13	Upgrade
Gain (Loss) on Sale of Investments	-3,034	-2,806	7,689	-734.78	-640.03	Upgrade
Provision for Credit Losses	36,294	36,842	52,257	66,986	37,485	Upgrade
Change in Trading Asset Securities	-56,968	25,340	-15,594	-23,215	-74,100	Upgrade
Change in Other Net Operating Assets	-130,877	-189,569	-203,733	-213,731	-192,195	Upgrade
Other Operating Activities	-10,348	-18,118	-23,850	-6,275	-11,624	Upgrade
Operating Cash Flow	-132,582	-123,289	-159,787	-174,562	-217,999	Upgrade
Capital Expenditures	-2,881	-5,574	-4,121	-2,119	-2,225	Upgrade
Sale of Property, Plant and Equipment	18.94	11.37	22.77	10.81	26.15	Upgrade
Investment in Securities	-50,490	8,248	-24,966	-15,284	-23,297	Upgrade
Other Investing Activities	14,565	14,225	12,885	11,274	7,457	Upgrade
Investing Cash Flow	-38,787	16,910	-16,179	-6,118	-18,039	Upgrade
Short-Term Debt Issued	-	17,579	43,322	-	-	Upgrade
Long-Term Debt Issued	-	-	4,574	50,696	13,319	Upgrade
Total Debt Issued	-	17,579	47,896	50,696	13,319	Upgrade
Short-Term Debt Repaid	-20,768	-	-	-21,087	-7,507	Upgrade
Long-Term Debt Repaid	-31,562	-100,972	-	-	-	Upgrade
Total Debt Repaid	-52,330	-100,972	-	-21,087	-7,507	Upgrade
Net Debt Issued (Repaid)	-52,330	-83,393	47,896	29,609	5,812	Upgrade
Issuance of Common Stock	0.3	23.99	16.58	30.01	72.68	Upgrade
Common Dividends Paid	-2,416	-2,416	-	-1,611	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	160,105	271,373	117,341	183,584	208,907	Upgrade
Financing Cash Flow	105,359	185,588	165,253	211,612	214,792	Upgrade
Net Cash Flow	-66,010	79,209	-10,713	30,932	-21,246	Upgrade
Free Cash Flow	-135,463	-128,863	-163,908	-176,681	-220,224	Upgrade
Free Cash Flow Margin	-138.03%	-159.48%	-217.68%	-483.77%	-381.97%	Upgrade
Free Cash Flow Per Share	-84.08	-79.99	-101.74	-109.66	-136.69	Upgrade
Cash Income Tax Paid	5,115	11,291	7,173	6,895	10,889	Upgrade

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.