Sky Gold and Diamonds Limited (BOM:541967)
India flag India · Delayed Price · Currency is INR
505.35
-35.90 (-6.63%)
At close: May 11, 2026
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Q2 24/25

Nov 19, 2024

Operator

Madam, this conference is being recorded. I now hand the conference over to Mr. Parth Patel from Orient Capital. Thank you. Over to you, sir.

Parth Patel
Associate, Orient Capital

Thank you, Neha. On behalf of Orient Capital, I welcome you all to Sky Gold Limited Q2 FY 2025 and H1 FY 2025 earnings call. From the management side, we have Mr. Mangesh Chauhan, Managing Director and Chief Financial Officer, Mr. Jayesh Sanghavi from the finance team, and Ms. Nikita Jain, Company Secretary. I hope everyone had an opportunity to go through our investor deck and press release that we have uploaded on exchanges and the company's website. I would like to mention a short disclaimer before we begin the call. This call may contain some of the forward-looking statements which are completely based upon our belief, opinion, and expectations as of today. These statements are not a guarantee of official performance and involve unforeseen risks and uncertainties. With this, now I hand over the call to Mr. Mangesh Chauhan. Over to you, sir.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Thank you, Parth. Good morning, everyone. Thank you for joining us today as we discuss our Q2 FY 2025 company performance. Q2 company recorded its highest ever quarterly revenues and price, showing resilience and strength. Revenue for the quarter stood at INR 768.8 crore registering a growth of 94% year-on-year. PAT stood at INR 67 crore , registering a remarkable growth of 405% year-on-year. Indian jewelry market valued at approximately INR 90 billion crore . The growth outlook for the coming years is encouraging, with gold jewelry expected to expand by 12%-15% annually. Organized jewelers are increasingly adopting a franchise model, expansion model, especially to potentially tier three, tier four cities.

The franchise model involving FOFO model, franchise-owned, franchisee-operated, and FOCO model franchisee-owned company-operated structures allowed them to scale faster and open double stores compared to a traditionally entirely owned model, all while minimizing the debt exposure. Key factors such as market volatility, a strong wedding season, and economy stability are driving demands. Demand drivers within the jewelry assembly are segmented further by occasions such as wedding, festive, and casual. Recently, the casual jewelry is witnessing rapid growth due to its lightweight appeal and design variety, resonating well with the younger generation. Discussing our performance this quarter, we are delighted to report positive demand from the ongoing festival season, and the upcoming wedding season also shows promising signs. In this meeting, I am excited to announce a significant milestone in our company's journey, as we have successfully raised INR 270 crore .

This investment will be specifically allocated across broadening our product portfolio, with expanded offering in 18-carat gold and diamond jewelry to align with growing customer preference. Increasingly, capital infusion into our subsidiary Star Mangalsutra Private Limited and Sparkling Chains Private Limited, which positions us to tap into increased TAM of 65%. To meet increasing demand, we are enhancing organization capacity by aligning skilled designers, artisans and experts across sales and merchandising and design. On a global front foot, we are targeting key international markets including the Middle East, UAE, Singapore and Malaysia to establish a strong presence. Additionally, we are actively pursuing acquisition opportunities to further strengthen our market position and accelerate growth.

Our FY 2025 revenue guidance stands to, at, INR 3,300 crore, including INR 2,700 crore from our core operations and additional INR 600 crore from our subsidiaries, which we acquired from recently. For the current quarter, the contribution from subsidiaries was very limited, and Q2, Q3, you can expect influence on a full quarter basis. This quarter, our monthly production volume averaged 345 kg, significantly from 250 kg for month last year, making a robust 38% year-on-year growth. Exports also made a healthy contribution, with sales increased to INR 63 crore , INR 63.9 crore , accounting for 9% of our total sales. As mentioned earlier, we are continuously building and strengthening our core team.

I'm pleased to welcome Mr. Akash Talesara as our new President of Sales and Business Development with over two decades of expertise in gems and jewelry sector. Akash brings a wealth of industry knowledge to our team. We are confident that his leadership will help us to achieve new milestones and unlock new opportunities. Akash will be instrumental in onboarding new clients, domestically as well as internationally. I will discuss the Q2 FY 2025 financial performance. The consolidated revenue for the quarter stood at INR 768.8 crore versus INR 396 crore in Q2 2025, thus registering a growth of 94.2% on year-on-year basis. The gross margin was 6.5%. EBITDA for the quarter was INR 38.3 crore , compared to INR 15.3 crore , showing a growth of 154%.

EBITDA margins for the quarter stood at 5% as compared to 3.9% in Q2 2024, which improved by 119 basis on year-on-year basis. PAT for the quarter stood at INR 36.7 crore as compared to INR 7.3 crore in Q2 2024. PAT margins for the quarter stood at 4.8% as compared to 1.8% in Q2 2021, hence improved by 294 basis on a year-on-year basis. Moving to the H1 2025 financial performance, the consolidated revenues H1 stood at INR 1,491.9 crore versus INR 771.7 crore in H1 2024, thus registering a growth of 93% on year-on-year basis. The gross margin was 6.4%. EBITDA for H1 20 25 was INR 76 compared to INR 33.9 crore , showing a growth of 1,24,4%.

EBITDA margin for H1 2025 stood at 5.1% as compared to 4.4%, or in H1 2024, improving to 70 basis on year-on-year basis. PAT for H1 202 5 stood at INR 57.9 crores as compared to INR 17.9 crores in H1 2024. PAT margin in FY 2025 stood at 3.9% as compared to 2.3% in FY 2024, hence improving by 156 basis point on the year-on-year. We have achieved a strong half, first half, laying a solid foundation for continued growth in H2. We aim to achieve 7%-8% gross margin through our optimized product mix and export, while maintaining a long-term EBITDA margins of 5%-5.5%.

The key driver for PAT margin expansion will be reduced in the interest cost and we initiate realizing of gold metal loans, which we have meaningfully impacted on our interest cost, moving forward. I now open the floor for the questions.

Operator

Thank you very much. We will now begin the question and answer session. Anyone who wishes to ask a question may press star and 1 on their touchtone telephone. If you wish to remove yourself from the question queue, you may press star and 2. Participants are requested to use handsets while asking the question. Ladies and gentlemen, we will wait for a moment while the question queue assembles. The first question is from Palash Kawale from the Nuvama Wealth . Please go ahead.

Palash Kawale
Analyst, Nuvama Wealth

Thank you. Sir, am I audible?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yes, sir. Yes, sir.

Palash Kawale
Analyst, Nuvama Wealth

Congratulations on recent performance in the quarter. Yeah. My first question is, what kind of growth rate are you expecting from your acquired entity in upcoming quarters, like in values?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We are expecting INR 1,000 crore revenue in the next quarter from parent company INR 700-INR 750 cror e what we are going together and from the subsidiary INR 156-INR 350 crore. Next quarter w e are expecting a blended of INR 1,000 crore.

Palash Kawale
Analyst, Nuvama Wealth

Okay. Sir, how is the demand? Is there a pick up in upcoming quarter, like Q3, is there a pick up on account of, wedding, strong wedding season are, expected?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

100% as all client, given the outlook is very good for the wedding season, as rates are also down by 5% of the gold and gold rates by INR 8 1,000 crore it has come to INR 76,000 crore . It is helping the season already. I told in my interview also that India is having 4.8 million weddings in this year, and 25% more weddings are happening in this quarter, which will generate INR 6 b illion revenue. So we are expecting 25% of that and 25% of garments and all other events and all. There's a huge wedding ahead in January, February. We are getting ordering this quarter for the wedding, and December also wedding is going on. There's a good demand

As for the feedback for our client and retail markets, they are very much positive on this and growth is good.

Palash Kawale
Analyst, Nuvama Wealth

Okay, sir. Thank you for that. Sir, what is your outlook for gold prices in next one year?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Currently, gold prices are spiked by 20%-25%. Industry is hoping that it will go stable next 2-3 quarter, I think. Already in 2 quarters, it has jumped to 20%, 2-3 quarters. Industry is hoping that 2-3 quarters will go to stable and then again, it will start rising.

Palash Kawale
Analyst, Nuvama Wealth

Okay. Sir, how many employees are there now in Sky Gold? Do you think from the end of FY 2024 and by the end of Q?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

we by end of 2024, we were at 550 employees. Now we are at 650 employees at Sky Gold, parent company, and subsidiary we are at 150-180 employees more to succeed. together we are at 800 employees. employees are increased.

Palash Kawale
Analyst, Nuvama Wealth

Sir, any plan to add more employees in this year?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

As in, when required, we are keep on adding some, because as our entrepreneurs are growing and volumes are growing, as orders are coming, we have added CaratLane and PN Gadgil also, so as clients are also adding. Then when required, we will add. For now, we are okay with 650 employees, yeah.

Palash Kawale
Analyst, Nuvama Wealth

Sir, was there a contribution from these two clients in the Q2 volume?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah. CaratLane contributed some. Some part came in this quarter, December quarter, and some part came in this quarter. It's, we are initially started with them with some products. Now we are supplying 1% or 1.5% of the revenue, but in this 2-3 quarters we'll grow with them.

Palash Kawale
Analyst, Nuvama Wealth

Sir, these 2 clients, how much volume can they get? Can they add just a number, at least to show it?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

CaratLane is about we generate monthly charges bill. We do labor job on it. They don't want to invest our capital, and we don't want to invest inventory and interest for them, because they give their bullion material to produce. It will add up to our gross margins very much, and this is from our inventory. I think P N Gadgil can add up to INR 50- INR 100 crore sales to our sales. CaratLane also can give us monthly volume of 58 kg to sometime. We are at 350 kg, so we can add 50 kg volume to CaratLane, I think in 2 quarters.

Palash Kawale
Analyst, Nuvama Wealth

Sir, my last question is, what rate is GML now?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We were at 10%. We were last quarter at 10%. We have moved approximately to 20%-22%. This quarter, we are trying hardly because some banks have other policies. I think by December quarter, we will be at 60%-63%. Already we have gone to 20. Last quarter, we were at 10%. Now we are running at 25% GML this quarter. By December quarter, 60%-65% will be at GML, yeah.

Palash Kawale
Analyst, Nuvama Wealth

Sir, this can go up to 80%- 85%, right?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

80% is allowed, 85%, and 15%, we cannot hold it. We can go.

Palash Kawale
Analyst, Nuvama Wealth

Okay.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

The major bankers are in proposal. We are expecting by December, 60%-65% we'll use.

Palash Kawale
Analyst, Nuvama Wealth

Sir, what is the cost of that currently the government loan cost?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

It is ranging from, 2.75%-3%, blended cost 3%, with other cost and all.

Palash Kawale
Analyst, Nuvama Wealth

Blended 3%.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Okay.

Palash Kawale
Analyst, Nuvama Wealth

Okay. That's it from my side. Thank you for the detailed answer and all the best for the coming weeks. Thank you very much.

Operator

Thank you. The next question is from the line of Bhavik Shah from Arihant Capital. Please go ahead.

Bhavik Shah
Analyst, Arihant Capital

Hello. Am I audible? Hello.

Palash Kawale
Analyst, Nuvama Wealth

Yeah, yeah.

Bhavik Shah
Analyst, Arihant Capital

Yeah. One question from my line is, on the working capital cycle. Can you explain about the inventory days that you have currently in the September quarter?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We are at working capital cycle, we said, about 75 days, approximately.

Bhavik Shah
Analyst, Arihant Capital

Okay. Yeah, yeah. All right. like, if I look at the cash conversion cycle of March 24th, it was roughly around 78 to 80 days, and currently it is 75 days, right?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, yeah.

Bhavik Shah
Analyst, Arihant Capital

All right. One more question on the standalone Sky Gold. Do you expect to open any retail chain in the coming years?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

No, right now we are focusing totally on B2B manufacturing. We have already added 2 subsidiaries, so we are into 65%, which is sold in the retail. We have good scope in the clients are adding, newly clients are adding. We are expecting to add new clients in this quarter also. There is a huge scope here. Right now we are not in the mindset of retail.

Bhavik Shah
Analyst, Arihant Capital

All right. All right. Two questions on the subsidiary part. Can you please explain about the EBITDA margin that the subsidiaries are currently earning?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Sir, can you say about the subsidiary question?

Bhavik Shah
Analyst, Arihant Capital

Yeah. Can you explain on the EBITDA margin of the subsidiary company that you recently acquired? How much we are earning?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We just, yeah, we, so EBITDA is for the subsidiary was 4.5% this year. In next quarter, December quarter, profit will come. This quarter it was about 50 days or something, which added to our company, because we acquired in September 5th or 6th only. Now December quarter, there's revenue is also at 6 rather, they were at more than the 4.5% EBITDA. We are also expecting them to jump from quarter to 5 .5%, because we have infused already the funds, amount, some amount in both the subsidiary, and we have started launching some new workplaces and new designings in that, which will create margins.

Bhavik Shah
Analyst, Arihant Capital

All right. If you can, give some sales estimates for next two, three years on the subsidiary part, if you can.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Already we have given a blended of INR 3,300 crore this year, and in 2027 is INR 6,300 crore, so INR 1,300 crore from subsidiary and INR 5,000 from the planning company.

Bhavik Shah
Analyst, Arihant Capital

All right. All right. All right. On the capacity front of the subsidiary, what is the current capacity utilization of the subsidiary company?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Subsidiary company is at about 30-33% utilization, both the subsidiary, 30-33%. Yeah, yeah.

Bhavik Shah
Analyst, Arihant Capital

Do you plan to ramp it up to 70%, 80 odd %?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, yeah, 100%. That's why we have infused capital also in that. We are ramping up because we have already. We have designers, production heads and all, which we have to add to the factory. Clients are already on board, same as Sky Gold. Whatever client is in Sky Gold, they are adding in the, so the subsidiary also. That we have to accelerate, so we are on that path only.

Bhavik Shah
Analyst, Arihant Capital

Okay, thank you. Last question on the Sky Gold, standalone company. What is the current capacity utilization of Sky Gold standalone?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

we are at 46 %.

Bhavik Shah
Analyst, Arihant Capital

All right. All right.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah. Sorry, my bad, 46%.

Bhavik Shah
Analyst, Arihant Capital

46%. All right. All right. Yeah. Thank you. Thank you, and all the best.

Palash Kawale
Analyst, Nuvama Wealth

Thank you.

Operator

Thank you. Ladies and gentlemen, you may press star and one to ask a question. The next question is from the line of Raj Saraf of Finvestors . Please go ahead.

Raj Saraf
Analyst, Finvestors

Sir, good morning, sir. I congratulate you on this, very good sets of numbers, sir.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Thank you. Thank you so much.

Raj Saraf
Analyst, Finvestors

Yeah. Just wanted to know, sir, how this wedding season is planning out?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Weddings, earlier, question I answered the same, only that wedding season is very good in India. I think, 25% more weddings are there, the highest of the history, as per the clients and corporates . 25% more weddings are happening, in India, and very good season. Rates are also helping us because gold rates are down by 5%, so the atmosphere is good to buy. In the retail, for it's very good for the inventories, for gifting in the wedding and for bride and grooms, also, it's very good orders we are receiving for the wedding season.

Raj Saraf
Analyst, Finvestors

Okay, sir. Just this year guidance, you just I missed that. INR 3,300, including subsidiaries. Am I correct, sir?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, yeah. so two INR 2,700 from the parent company and three INR 300 from the both subsidiaries.

Raj Saraf
Analyst, Finvestors

Okay, sir. export is now 9%, sir. How we are planning to raise the export volumes or export revenues? What are the plans, sir?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We were at 1%-2% last year, now we are at 9%-10%. We will basically in India only for 80%-85%, we will take the export to 15-20% or 17-18%, not more than that. We are concentrating in Malaysia, Singapore, and Middle East country like UAE, Dubai, Qatar, because our jewelry design and our vertical suites for the Middle East and Asian countries, our products are not for Europe and US countries. We are, we have already appointed a international sales head, Akash Talesara, who has joined us, who has a 20 years experience of the industry. We have appointed him vice president for the sales. He's joined 5th November .

He's looking about the export and domestic also. We are expecting the export to take to 15% right now.

Raj Saraf
Analyst, Finvestors

15% by, sir, when we are targeting, by next year or this year or?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

I think this year we will be at 12%- 13%, and next year we'll be at 15%.

Raj Saraf
Analyst, Finvestors

What is the margin profile, sir, in this quarter?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Exports, gross margins are blendedly 6%- 5% or 7% also. Blended it into 6.5%, approximately.

Raj Saraf
Analyst, Finvestors

Gross margins is 6.5 %, right?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, yeah.

Raj Saraf
Analyst, Finvestors

Thank you very much for answering my questions, sir. We are going very nicely ahead, sir, and congratulations, once again, to for posting this excellent numbers, sir. Just 1 thing I looked at this other income of, sir, very high on the higher side, sir. Can you please explain that, sir?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We had some 5 years back, we had some shares of HDFC Bank, TCS shares in. We have placed to the banks. After that we have taken the debt, we have replaced them with FD. As a major listed company now, we are not in the we don't want to keep any shares in the balance sheet, as advised by our advisors, we sold out that share this quarter. That's why other income came. It's a one-time income. Next week also, some specific with HDFC Bank, other shares we have already sold. We have replaced the FD little with the bank. As with SBI we have INR 35 crore or something. This will also be sold, there will be no shares in our balance sheet.

That's why other income came in there.

Raj Saraf
Analyst, Finvestors

This is my correct question again, I can see.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

HDFC and TCS shares, we bought into six years back. We sold all these things. This was in INR 50 only. That's why the income came for them.

Raj Saraf
Analyst, Finvestors

Okay. Going forward, this is going to be the same, it is like a one-off situation?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

The December quarter, we have some shares, and this will be uploading in December quarter also. Going forward, this other income will be there.

Raj Saraf
Analyst, Finvestors

Yeah. Okay. Thank you very much, sir. Thank you.

Operator

Thank you. Ladies and gentlemen, we have lost the management line permission. Please be connected while we reconnect them. Thank you. Ladies and gentlemen, thank you for patiently holding. We have the management line back on the call. Thank you. The next question is from the line of Mihika Joshi of Vimaana Capital. Please go ahead.

Mihika Joshi
Analyst, Vimana Capital

Hi. Good morning.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Good morning. Good morning.

Mihika Joshi
Analyst, Vimana Capital

Hi. congrats on great quarter numbers. I just had one question on your volume guidance. what is the overall volume guidance for FY 25?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We, we are expecting, we are at 50 per month average on going up to 350 kgs per mont Since, FY 2027-

Mihika Joshi
Analyst, Vimana Capital

Sir, you're not... Your voice is not clear.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Okay. I'll repeat once again. We are at 350 kg per month. Can you hear me?

Mihika Joshi
Analyst, Vimana Capital

Yes, yes. Now I can.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We are at 350 kg per month, H1, and we are, we 375 kg, 400 kg per month in end of the year. By FY 2027, we are expecting to go to 750 kg per month.

Mihika Joshi
Analyst, Vimana Capital

Okay. For FY 2026, what is the guidance?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

For guidance, can you repeat? Yeah.

Mihika Joshi
Analyst, Vimana Capital

What is the volume guidance for the FY 26?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

By FY 2026, it will be 550 kg to 600 kgs per month.

Mihika Joshi
Analyst, Vimana Capital

Okay. Okay, all right. Just had one question on gold metal loans. Given the potential risk of fluctuating gold prices. What is your strategy around gold metal loans, and how are you planning to mitigate the impact of price increases on repayments? Or, what is the strategy and how does it work?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah. Already, our inventory is totally hedged in the MCX, which is available in India to hedge. Our inventory is already hedged, and we hedge every single purchase of our, under daily basis, in the hedging platform of MCX. Whenever GML also comes, our hedging part will be lowered, but we have to hedge up to the phase. Now we have to hedge total inventory. GML is a point which give us on the approximate rate basis, whenever we sell to the customer, we have to once again hedge. We follow every hedging system now, when it available in the CC also, and we will be in the GML also, we will hedge everything.

We have a hedging policies, so we don't gain also when the gold rate goes up, but we don't lose also when it goes down.

Mihika Joshi
Analyst, Vimana Capital

Okay. Okay, got it. Okay, yeah, makes sense to me. Thank you.

Operator

Thank you. The next question is from the line of Abhinav Sharma from Tara Capital. Please go ahead.

Abhinav Sharma
Analyst, Tara Capital

Hello, am I audible? Hello.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah. Yes, sir. Good morning, sir.

Abhinav Sharma
Analyst, Tara Capital

Good morning, sir, and congratulations on the great results.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Thank you.

Abhinav Sharma
Analyst, Tara Capital

I wanted to ask if you share numbers for the studded ratio.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

studded ratio? Okay, okay. I think, you can send me your. I don't have the with me, and I will mail you short. You can send it in your mail ID and all.

Abhinav Sharma
Analyst, Tara Capital

Okay. Okay, thank you. Do you think the studded ratio is increasing?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, studded and 18-carat we are increasing, and we have increased the amount for 18-carat and studded only. In this December quarter, so you will see that our studded and 18-carat is increasing.

Abhinav Sharma
Analyst, Tara Capital

Okay.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Little bit they have increased in the quarter, but I think when next one phase, so I will send you. Yeah.

Abhinav Sharma
Analyst, Tara Capital

Okay. Thank you. Okay, that's just on my side. All the best.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, in through the call, I'll get it from it, I will announce in the call.

Abhinav Sharma
Analyst, Tara Capital

Yes, please do it. Sure, I'll get in touch with you. Thank you.

Operator

Thank you. The next question is from the line of Krishna from Capitalmind. Please go ahead.

Krishna Appala
Analyst, Capitalmind

Hi, sir. Am I audible?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah. Yes, sir.

Krishna Appala
Analyst, Capitalmind

My question is on the new client acquisition front.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, pardon?

Krishna Appala
Analyst, Capitalmind

My question is on the new acquisition, client acquisition front.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, yeah. Yeah, yeah.

Krishna Appala
Analyst, Capitalmind

We have onboarded CaratLane, which is a subsidiary of Tanishq. Any progress we see on Tanishq front?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We are only, we already Akash Talesara, vice president, also joined us. He will also help us to onboard, we are continuously showing them products and approaching them. As and when required, we'll inform the exchange several also, we will onboard them. We are very much interested, and we are targeting them.

Krishna Appala
Analyst, Capitalmind

Sure. Thank you, sir. Also, any other-

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Onboarding CaratLane will help us to achieve the target faster because customers of CaratLane is sweet over product portfolio.

Krishna Appala
Analyst, Capitalmind

Right, sir. Also, sir, any other major clients you are targeting in Middle East or Singapore, et cetera?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Already we are working with Jawhara Jewellery, who has 300-400 stores, other corporates .

Operator

Ladies and gentlemen, we have lost the management line connection. Please stay connected while we reconnect them. Thank you. Ladies and gentlemen, thank you for patiently holding. We have the management line back on the call.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yes, sir.

Krishna Appala
Analyst, Capitalmind

Hi, sir. Am I audible?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, yeah.

Krishna Appala
Analyst, Capitalmind

Yeah. My question was on any new clients acquisition in Middle East or Singapore areas.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Right now we have in the already we acquired in last March, April only. We are into it. We are, target who has 10 to 15 and 20, so who are making small profit and going to be last between 2, 3 years, so we are on it. Already we have hired, one vice president only, so I think we will acquire some new client in December, in December quarter.

Krishna Appala
Analyst, Capitalmind

Got it. Of course. one last question: can you please provide any guidance on the margin strength, both EBIT and PAT? I can see the PAT you have mentioned around 3% as growth guidance, as a guidance, margin guidance. Anything on the EBITDA side, please?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

last year, it seemed to be 6.5%, actually, and EBITDA margin is 5% and 5.5%, between 5%-5.5%.

Krishna Appala
Analyst, Capitalmind

this is the FY 27?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

FY? Yeah.

Krishna Appala
Analyst, Capitalmind

FY 27. Okay. Thank you. That's it from my side. All the best.

Operator

Thank you. The next question is from the line of Srinath Krishnan, an individual investor. Please go ahead.

Srinath Krishnan
Shareholder, Private Investor

Yeah, good morning, sir. Congrats on strong performance.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah.

Srinath Krishnan
Shareholder, Private Investor

My question is on working capital management. You know, in March quarter, you know, your complete total processing days was around 67 days with your standalone. Now it has improved to 57 days. You know, it could have been better if receivables had not increased by 6 days and 7 days, you would have gone down to maybe 50 days, so 30% work, improvement in working capital. What really happened in receivables, sir? In the past, you have mentioned about moving towards cash and carry, having a. You generally operated at 16 days and 17 days, but now you have increased to 26 days. You know, what did happen in receivable, and can we get back to old days of, you know, 16 days? Because now the inventory is close to 30 days inventory, which is being managed well.

despite a 40% increase in sales from March to this period, the inventory has remained stable, but receivable has spiked. Will receivable days also come down going forward?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

No, this quarter, you can see the gold rates was very high in this quarter by 20% in gold quarter. We have to give some leverage to the customers because seasons were on, and gold rates were given some leverage to the customer of 5 days or 7 days consideration of being a gold rate high and some that's why. In coming quarters, we will look to same day, because as you can see, we have added CaratLane, who is giving us their raw materials. We are adding new clients of cash and carry much like, P. N. Gadgil as 15 days.

We are adding a client which have a rate of 10, 15 days, and cash and carry, we are adding a new client which has rate of 10 days . Old clients like Kalyan Jewellers and all, we have 50 days and odd, we have. We have, we are keeping them because they are our large clients. blendedly, it will come down. In this quarter, you can see rates were very high, so we have given a leverage to the clients for 10 days because of the presence. There was a little break in the callers and the customers were down a period of 20 days, and the customers were to the normal in last month.

That's why we were at a higher receivable days. In coming 2 quarters, you can see we are it will get back to the normal status.

Srinath Krishnan
Shareholder, Private Investor

Okay. you know, also your exports have a lower receivable days, right? with growing export mix.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yes.

Srinath Krishnan
Shareholder, Private Investor

My understanding is right, the export receivables are also very less.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Exports are already very less, but we are at 91% is from the domestic. That's why our receivable days were high, because our domestic percentage is very high. I think this December quarter, rates are also down.

Srinath Krishnan
Shareholder, Private Investor

No, sir, over long term, I think the e xport become 20%.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, it will also help us to down our receivable days, because exports are cash and carry much business, and it's about over 7-10 days. As export grows up, our receivable days will blendedly come down also.

Srinath Krishnan
Shareholder, Private Investor

Great, sir. Also, you know, you have mentioned in the past that with GML, you would be able to reduce your interest cost by half. I think what you meant was, interest cost is around 1% of sale, which is around 0.5% of sale. You know, with the funding, QIP funding, which you have received, logically, it should come down further. You know, with 25 and after some margin, your asset light business, depreciation is very less. We should move towards good than PAT margin over the 3-4 quarters. Is that a possibility?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We are first targeting to 3.5% by reducing our interest cost. We got little bit later of GML because of the bank policies and all. I think we will be at 50%-60% of GML by December quarter and 80% of March quarter. We were targeting to be at 80% GML by December quarter only. Because of policy, we are little bit late, but I think we raise to cost to 0.5%. We are giving you a guidance of 3.5%. Going forward, in 2026, FY 2026-2027, we'll target 4%. 100% we'll go up to 4%.

Srinath Krishnan
Shareholder, Private Investor

Yeah, yeah.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

nearby-

Srinath Krishnan
Shareholder, Private Investor

More than that possible. Yeah.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Long term, we can, we are ready to go, because we have, we have already added the vertical of target jewelry, gold, and many other. We are planning from FY 2025 to add some Moissanite jewelry, which is running in the market, and we are exploring the Lab-grown also, which the market is, buzz is very less, Lab-grown. After March quarter, we are planning for lab-grown also. Blendedly, this all will add up and bring up to 4%, right? In long term, FY 2026, we can go up to 4%.

Srinath Krishnan
Shareholder, Private Investor

Sure. In the initial commentary of yours, you spoke about an important hire in the company. Apart from this, what are the future hires and where would you be strengthening your organizational structure in which departments? In a recent TV interview, also, you spoke about building an app where the customers can order real-time. If you could speak about that would be very helpful.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Coming back to the hiring, we have already last two, three quarters, we have hired a production head, a merchandising head is coming. Akash Talesara already I, we announced that he has joined as a vice president of sales and all. Second, we have hired already two, three major hiring, and thirdly also, we have hired a major hiring of Akash Talesara . Now we are targeting a CFO. We have already hired one CFO, but some of the reason he was not able to join with us earlier, quickly. Now we, as it is, we are on a hiring of CFO. Soon we will be announcing of CFO and we are targeting to take two members of the board. Already we are on the finalizing stage of one board member.

We'll announce in 30 days, I think, and second, around December end. Our main target is to keep one CFO and two board members, renowned board members who are from genuine backgrounds, some backgrounds, and who have an experience of 25 years , 30 years, and we, which can add up to our company's strategies, features. This is about the hirings. Other question was, I forgot. About the app. App, we have already started with the app, but it is under trial basis. I think by December quarter, it will be live fully. It will help the case manager, obviously, towards the sales ads and all, can visualize each and every verticals and products, and they can online order.

Nowadays, customers are trying to order daily basis as their new age 20- 25 days inventory, they want to order from each and every store daily basis. Now, this time can also trying to come to that basis. They want to order daily basis. 365 days, they want to order, and they want to take delivery of 365 days from us. 20-25 days, whenever, what is our delivery time. We have already made the app, Akash is also looking for the app to launch. I will be launching in December, I think, the app, and that will help us to accelerate our sale. Customer will get a visualization of the product, which are the material, what are the weight range, what are the inventory budget for that.

That will help us to reach each and every stores, which we are targeting.

Srinath Krishnan
Shareholder, Private Investor

Sure. Congratulations, sir. Thank you again.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Thank you so much, Srinath.

Operator

Thank you. The next question is from the line of Palash Kawale from Nuvama Wealth. Please go ahead. Mr. Palash, your line has been unmuted. Please go ahead with your question. Mr. Palash, your line has been unmuted. Please go ahead with your question. As there is no response from the current participant, we'll move on to our next participant, which is from the line of Pravin Desai, an individual investor. Please go ahead.

Pravin Desai
Shareholder, Private Investor

Yeah. Good morning, sir, and congratulations for the results.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Sir, thank you.

Pravin Desai
Shareholder, Private Investor

You have declared a bonus of 1:9. Till now you have not discussed the record date, sir. Is it there or not?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

100% bonus is there. As and when required, our CS team, customer team and all the team will announce more what is the procedure. They will know properly, and they will announce as and when required, the record date, and the shares will be coming to your dormant account. 100% bonus is recorded. 100% you will receive the bonus shares.

Pravin Desai
Shareholder, Private Investor

It will be on proportion of 1 : 9, isn't it?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah, you will get 9 shares for 1 share. But about the dates and all, this is not in my scope. Let the team and all will do the needful, and soon you will receive the record date and the shares also.

Pravin Desai
Shareholder, Private Investor

Can we sustain the such a high equity with this type of profit, sir?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

About, sir? What are you asking about, sir? Pardon, sustain about that?

Pravin Desai
Shareholder, Private Investor

Can our company sustain the huge capital with 1 bonus as 1:9?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah.

Pravin Desai
Shareholder, Private Investor

Profit of, tiny profit what we are making. In future we are going very high, very good. Will it sustain the capital will be at, near about INR 130 crore?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

already we are at the reserves of INR 500 crore with the subsidiary, the company.

Pravin Desai
Shareholder, Private Investor

Oh, yeah.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

I think-

Pravin Desai
Shareholder, Private Investor

Go ahead. Go ahead, sir.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Thank you, sir.

Pravin Desai
Shareholder, Private Investor

Uh.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Already we are at INR 500 crore reserve. I think it is a good decision and sustainable. I'm not getting the question properly, but you can send it to question also, we can reply on the mail.

Pravin Desai
Shareholder, Private Investor

No, no, my question is simple, sir. With this, such a huge bonus, our equity will go from INR 13 crore to INR 130 crore, like that. Isn't it?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Sure, sure. We have done because the retail investors can find it easily to enter the, they can invest in our shares because prices was very high. Sustainable, sir, no problem.

Pravin Desai
Shareholder, Private Investor

So far the profit is concerned. I'm mine to say the liquidity will be very good, but so far our profit is concerned, will it sustain the equity, what I mean to say, sir?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Sir, 100% we are profits are good. I think this quarter is also good. We have given the guidance of 2025 20 26, 20 27. We are on it. We have added the kinds of profits are going to come. It's on track.

Pravin Desai
Shareholder, Private Investor

Okay, thank you very much, sir.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Thank you, sir.

Pravin Desai
Shareholder, Private Investor

Best wishes for the future.

Operator

Thank you. The next follow-up question is from the line of Palash Kawale from Nuvama Wealth. Please go ahead.

Palash Kawale
Analyst, Nuvama Wealth

Yeah. Am I audible this time? Hello.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Yeah.

Palash Kawale
Analyst, Nuvama Wealth

Sir, what is the distribution from working current ratio?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

It's grown up, but earlier also somebody asked me, but I did pay. I will send you, Palash, later.

Palash Kawale
Analyst, Nuvama Wealth

Okay, thank you, sir.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Apologies for that, yeah.

Operator

Thank you. The next question is from the line of Prakash Shandilya, an individual investor. Please go ahead.

Prakash Shandilya
Shareholder, Private Investor

Very good morning, sir. Thank you very much for giving me opportunity, and congratulations for outstanding set of number. Most of questions have already been answered, sir. My question is regarding geographic expansion. What is the primary risk in entering new international markets, and how does the company plan to mitigate it, sir?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Exports is mostly cash and carry business. There is no risk. Export policies are very good in this government. Earlier there was very difficulty in the exports and all the competitions are very high. The last 5 to 10 years, exports is very easy to do. We can get export meter very easily, daily way out, 36 5 days, we can get export meter. Customer like Joyalukkas, Kalyan Jewellers, Malabar Gold , Renewed with AAA. AA rating customers, we give credit 7 to 10 days. Other than that, we do cash and carry business with them. There is no risk. We don't take any risk on credit for the customers internationally.

Prakash Shandilya
Shareholder, Private Investor

My next question is, what is the company's plan to address the competition from organized or unorganized sector, sir?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

I think result of manufacturing, this is shifting to unorganized, to organized. We are the second number in the fasting in India. We are the largest manufacturer in Maharashtra, with 80,000 sq ft. We, the business is shifting to organized one. They want quality with differentiate of design. We are making different verticals for the customer, particular customers like CaratLane. We, which came up with accessible design, especially monopoly design for them. We, they rely on because as a remote company, they rely on us with the designing spaces, their concept. Different for different customers, from different from other unorganized manufacturer.

Unorganized manufacturer don't have such infrastructure, skilled architect, skilled designers, skilled workers, and also about the technology we have, German, Italian technology we have that differentiate us from them.

Prakash Shandilya
Shareholder, Private Investor

Okay, sir. My last question is, sir, in recent profit growth, is there any plan to revise the dividend distribution policy, sir?

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

We are not going for dividend 1 or 2 years. Whenever we are cash flow positive and by 2027, trying to. Right now we are 1 or 2, and we are not taking over them. We want to be, we are return should be good and profits. Whenever we be cash flow positive and free, we'll distribute the dividend.

Prakash Shandilya
Shareholder, Private Investor

Right, sir. Sir, thank you very much for the detailed answers. That's it from my side. Best of luck for fiscal and level for the whole Sky Gold family.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Thank you, sir.

Operator

Thank you. Ladies and gentlemen, due to time constraint, we'll kindly take the last question. I now hand the conference over to the management for closing comments.

Mangesh Chauhan
Managing Director and CFO, Sky Gold and Diamonds

Thank you everyone for joining us. I hope we have been able to answer all the queries. In case you have inquiry, any further details, you may please contact us or Orient Capital, our investment relations. Thank you so much. Thank you for being a part of our Sky Gold journey. Thank you so much.

Operator

Thank you. On behalf of Sky Gold Limited, that concludes this conference. Thank you for joining us. You may now disconnect your lines. Thank you.

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