Spandana Sphoorty Financial Limited (BOM:542759)
India · Delayed Price · Currency is INR 258.45
+2.25 (0.88%)
At close: Dec 4, 2025
BOM:542759 Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2016 - 2020 |
Interest and Dividend Income | 14,019 | 21,943 | 22,381 | 12,775 | 13,365 | 13,627 | Upgrade |
Total Interest Expense | 6,676 | 9,118 | 9,189 | 4,436 | 5,372 | 4,196 | Upgrade |
Net Interest Income | 7,344 | 12,826 | 13,193 | 8,339 | 7,993 | 9,431 | Upgrade |
Commissions and Fees | - | - | - | - | 64.68 | 97 | Upgrade |
Other Revenue | 1,299 | 2,298 | 2,725 | 1,608 | 952.56 | 990.39 | Upgrade |
Revenue Before Loan Losses | 8,642 | 15,123 | 15,918 | 9,947 | 9,011 | 10,518 | Upgrade |
Provision for Loan Losses | 15,494 | 15,897 | 714.8 | 8,186 | 1,500 | 3,637 | Upgrade |
| -6,851 | -774.2 | 15,203 | 1,761 | 7,511 | 6,882 | Upgrade | |
Revenue Growth (YoY) | - | - | 763.27% | -76.55% | 9.14% | -37.64% | Upgrade |
Salaries & Employee Benefits | 6,201 | 6,318 | 4,732 | 3,041 | 2,272 | 1,715 | Upgrade |
Cost of Services Provided | 342.7 | 342.7 | 270.6 | 198.9 | 106.77 | - | Upgrade |
Other Operating Expenses | 6,127 | 6,126 | 3,292 | -1,766 | 4,044 | 235.35 | Upgrade |
Total Operating Expenses | 12,881 | 13,014 | 8,499 | 1,583 | 6,515 | 2,027 | Upgrade |
Operating Income | -19,733 | -13,788 | 6,704 | 178.5 | 995.8 | 4,855 | Upgrade |
EBT Excluding Unusual Items | -19,733 | -13,788 | 6,704 | 178.5 | 966.76 | 2,004 | Upgrade |
Pretax Income | -19,733 | -13,788 | 6,706 | 178.2 | 968.72 | 2,004 | Upgrade |
Income Tax Expense | -4,893 | -3,436 | 1,699 | 54.3 | 270.45 | 549.85 | Upgrade |
Earnings From Continuing Ops. | -14,839 | -10,352 | 5,007 | 123.9 | 698.27 | 1,455 | Upgrade |
Minority Interest in Earnings | 1 | 0.6 | -0.6 | -0.8 | -3.59 | -4.17 | Upgrade |
Net Income | -14,838 | -10,351 | 5,007 | 123.1 | 694.68 | 1,450 | Upgrade |
Net Income to Common | -14,838 | -10,351 | 5,007 | 123.1 | 694.68 | 1,450 | Upgrade |
Net Income Growth | - | - | 3967.10% | -82.28% | -52.11% | -58.73% | Upgrade |
Shares Outstanding (Basic) | 72 | 71 | 71 | 71 | 65 | 64 | Upgrade |
Shares Outstanding (Diluted) | 72 | 71 | 72 | 71 | 65 | 65 | Upgrade |
Shares Change (YoY) | 0.73% | -1.18% | 1.73% | 9.48% | 0.34% | 2.39% | Upgrade |
EPS (Basic) | -204.68 | -145.17 | 70.42 | 1.74 | 10.75 | 22.55 | Upgrade |
EPS (Diluted) | -204.68 | -145.17 | 69.38 | 1.74 | 10.72 | 22.47 | Upgrade |
EPS Growth | - | - | 3887.36% | -83.77% | -52.29% | -59.69% | Upgrade |
Free Cash Flow | 35,902 | 36,462 | -27,047 | -21,838 | 8,485 | -17,695 | Upgrade |
Free Cash Flow Per Share | 495.22 | 511.36 | -374.83 | -307.89 | 130.98 | -274.06 | Upgrade |
Operating Margin | - | - | 44.10% | 10.14% | 13.26% | 70.55% | Upgrade |
Profit Margin | - | - | 32.93% | 6.99% | 9.25% | 21.08% | Upgrade |
Free Cash Flow Margin | - | - | -177.91% | -1240.02% | 112.98% | -257.13% | Upgrade |
Effective Tax Rate | - | - | 25.33% | 30.47% | 27.92% | 27.43% | Upgrade |
Revenue as Reported | 15,318 | 24,241 | 25,108 | 14,770 | 14,800 | 15,056 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.