SBI Cards and Payment Services Limited (BOM:543066)
India flag India · Delayed Price · Currency is INR
793.40
-10.85 (-1.35%)
At close: Aug 6, 2025

BOM:543066 Income Statement

Millions INR. Fiscal year is Apr - Mar.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 20212017 - 2021
Period Ending
Jun '25 Mar '25 Mar '24 Mar '23 Mar '22 Mar '21 2017 - 2021
Interest and Dividend Income
95,97293,47379,27161,53048,66049,467
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Total Interest Expense
32,24431,78425,89316,43910,2639,775
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Net Interest Income
63,72861,68953,37845,09138,39739,692
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Commissions and Fees
82,66280,02981,64766,04252,26639,077
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Gain (Loss) on Sale of Investments
---4.841.8
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Other Revenue
7,2727,2208,7669,0955,8474,421
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Revenue Before Loan Losses
153,661148,938143,791120,23396,51383,192
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Provision for Loan Losses
51,22448,71532,86521,55422,5504,787
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102,437100,223110,92698,67973,96378,405
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Revenue Growth (YoY)
-6.55%-9.65%12.41%33.42%-5.67%6.98%
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Salaries & Employee Benefits
6,1695,8965,6975,6194,7274,916
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Cost of Services Provided
75,63972,70276,02667,22752,23140,316
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Other Operating Expenses
-5,995-5,602-4,910-5,985-5,068-2,764
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Total Operating Expenses
77,13874,46478,78168,49953,37665,296
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Operating Income
25,29925,75932,14530,18020,58813,109
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Currency Exchange Gain (Loss)
-23.6-90.430.1-
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EBT Excluding Unusual Items
25,29925,78332,31730,30321,71413,149
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Other Unusual Items
-24.10.60.97.588.7
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Pretax Income
25,29925,80732,31830,30621,72213,237
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Income Tax Expense
6,5206,6438,2397,7215,5603,392
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Net Income
18,77919,16424,07922,58516,1619,845
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Net Income to Common
18,77919,16424,07922,58516,1619,845
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Net Income Growth
-22.04%-20.41%6.62%39.75%64.16%-20.91%
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Shares Outstanding (Basic)
951951948944942940
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Shares Outstanding (Diluted)
952952949949949949
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Shares Change (YoY)
0.22%0.27%0.02%-0.03%0.07%0.70%
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EPS (Basic)
19.7420.1525.3923.9217.1610.48
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EPS (Diluted)
19.7320.1425.3723.8017.0210.38
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EPS Growth
-22.23%-20.61%6.60%39.84%63.97%-21.42%
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Free Cash Flow
--21,962-57,279-67,639-44,9146,354
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Free Cash Flow Per Share
--23.07-60.34-71.27-47.316.70
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Dividend Per Share
2.5002.5002.5002.5002.500-
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Operating Margin
24.70%25.70%28.98%30.58%27.83%16.72%
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Profit Margin
18.33%19.12%21.71%22.89%21.85%12.56%
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Free Cash Flow Margin
--21.91%-51.64%-68.55%-60.72%8.10%
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Effective Tax Rate
25.77%25.74%25.49%25.48%25.60%25.62%
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Revenue as Reported
191,900186,372174,835142,857113,01597,136
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Updated Jan 28, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.