SBI Cards and Payment Services Limited (BOM:543066)

BOM:543066 Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	37,594	21,037	25,375	24,821	9,898	7,582
Long-Term Investments	79,798	63,737	62,351	35,191	21,397	12,972
Loans & Lease Receivables	565,320	549,844	539,346	490,790	393,610	301,873
Other Receivables	4,591	2,914	2,500	5,478	1,987	2,381
Property, Plant & Equipment	1,768	1,580	2,269	4,384	4,536	3,235
Other Intangible Assets	610.8	731.4	1,034	1,260	1,201	1,302
Other Current Assets	-	10,890	9,420	10,049	11,087	7,344
Long-Term Deferred Tax Assets	4,736	4,461	4,428	3,546	2,467	2,185
Long-Term Deferred Charges	-	5,182	6,094	6,039	5,659	6,194
Other Long-Term Assets	16,605	2,903	2,641	154.9	3,614	1,416
Total Assets	711,023	663,278	655,458	581,712	455,456	346,484

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Accounts Payable	19,418	17,144	15,929	15,077	13,954	11,168
Accrued Expenses	-	4,773	5,085	4,666	3,745	3,232
Short-Term Debt	-	271,077	299,744	267,936	203,943	149,953
Current Portion of Long-Term Debt	-	47,667	42,234	34,626	24,179	16,322
Current Portion of Leases	-	612.8	660	999.1	924.9	623.8
Long-Term Debt	478,500	121,893	107,488	96,348	82,985	63,550
Long-Term Leases	-	1,053	1,581	3,237	3,290	2,401
Current Income Taxes Payable	964.6	-	-	-	-	-
Other Current Liabilities	11,108	31,709	35,628	29,234	16,468	15,452
Pension & Post-Retirement Benefits	-	95.2	41.4	14.8	-	-
Other Long-Term Liabilities	29,312	2,451	2,057	1,931	1,890	1,595
Total Liabilities	539,302	506,023	517,641	460,872	357,155	268,957

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	9,516	9,516	9,514	9,510	9,461	9,432
Additional Paid-In Capital	-	11,732	11,661	11,549	10,492	9,881
Retained Earnings	-	136,346	117,014	100,207	78,499	58,293
Comprehensive Income & Other	162,204	-338.5	-370.9	-426.1	-150.9	-78.2
Shareholders' Equity	171,721	157,255	137,817	120,840	98,301	77,527
Total Liabilities & Equity	711,023	663,278	655,458	581,712	455,456	346,484

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	478,500	442,303	451,707	403,147	315,322	232,849
Net Cash (Debt)	-440,906	-421,266	-426,332	-378,327	-305,424	-225,268
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-463.19	-442.69	-447.92	-398.57	-321.84	-237.30
Filing Date Shares Outstanding	951.77	951.6	951.36	950.97	946.07	943.17
Total Common Shares Outstanding	951.77	951.6	951.36	950.97	946.07	943.17
Working Capital	576,015	204,153	170,168	171,796	147,592	117,767
Book Value Per Share	180.42	165.25	144.86	127.07	103.90	82.20
Tangible Book Value	171,110	156,524	136,784	119,580	97,100	76,225
Tangible Book Value Per Share	179.78	164.48	143.78	125.75	102.63	80.82

Data Source: S&P Global Market Intelligence Last updated: Oct 23, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

Data Sources Report a data error