BOM:543066 Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	19,164	24,079	22,585	16,161	9,845
Depreciation & Amortization	896.7	1,369	1,059	915.8	873.7
Other Amortization	571.5	598.1	579.1	569.8	358.9
Loss (Gain) From Sale of Investments	-	8.8	-4.8	-3	607.4
Provision for Credit Losses	48,715	32,865	21,591	22,560	26,386
Stock-Based Compensation	107.4	107	141.1	227.9	301.8
Change in Accounts Payable	849	1,129	2,789	2,371	1,646
Change in Trading Asset Securities	-	-11	-	-	-
Change in Other Net Operating Assets	-169,957	-183,043	-116,018	-88,583	-30,980
Other Operating Activities	78,249	66,364	576.1	1,861	-2,118
Operating Cash Flow	-21,405	-56,534	-66,705	-43,915	6,923
Capital Expenditures	-557.6	-744.9	-934	-999.2	-569.5
Sale of Property, Plant & Equipment	3.8	-	2.4	0.3	0.9
Investment in Securities	-26,939	-13,829	-8,283	-4,382	-9,399
Other Investing Activities	2,587	2,024	-	-	-
Investing Cash Flow	-24,906	-12,549	-9,214	-5,381	-9,968
Long-Term Debt Issued	79,390	109,404	110,454	82,710	68,144
Total Debt Issued	79,390	109,404	110,454	82,710	68,144
Long-Term Debt Repaid	-29,706	-22,511	-30,531	-32,638	-63,160
Total Debt Repaid	-29,706	-22,511	-30,531	-32,638	-63,160
Net Debt Issued (Repaid)	49,685	86,893	79,923	50,072	4,984
Issuance of Common Stock	58.4	744.8	441.3	373.4	271.7
Common Dividends Paid	-2,871	-3,626	-2,129	-	-938.3
Other Financing Activities	-6.7	-5.9	-	-	-
Financing Cash Flow	46,865	84,006	78,236	50,445	4,318
Net Cash Flow	554.8	14,923	2,316	1,150	1,273
Free Cash Flow	-21,962	-57,279	-67,639	-44,914	6,354
Free Cash Flow Margin	-21.91%	-51.64%	-68.55%	-60.72%	8.10%
Free Cash Flow Per Share	-23.07	-60.34	-71.27	-47.31	6.70
Cash Interest Paid	31,576	26,048	15,840	10,267	10,963
Cash Income Tax Paid	7,500	9,359	7,644	3,717	4,828

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.