SBI Cards and Payment Services Limited (BOM:543066)

BOM:543066 Statistics

Total Valuation

BOM:543066 has a market cap or net worth of INR 836.08 billion.

Market Cap	836.08B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	Feb 25, 2025

Share Statistics

Current Share Class	951.55M
Shares Outstanding	n/a
Shares Change (YoY)	+0.08%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	22.50%
Float	298.91M

Valuation Ratios

The trailing PE ratio is 43.58 and the forward PE ratio is 29.45.

PE Ratio	43.58
Forward PE	29.45
PS Ratio	7.79
PB Ratio	5.65
P/TBV Ratio	5.69
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 21.13, with a Debt / Equity ratio of 3.33.

Current Ratio	21.13
Quick Ratio	21.13
Debt / Equity	3.33
Debt / EBITDA	n/a
Debt / FCF	-20.75
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.76%.

Return on Equity (ROE)	13.76%
Return on Assets (ROA)	2.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	26.19M
Profits Per Employee	4.68M
Employee Count	4,098
Asset Turnover	0.16
Inventory Turnover	n/a

Taxes

In the past 12 months, BOM:543066 has paid 6.66 billion in taxes.

Income Tax	6.66B
Effective Tax Rate	25.78%

Stock Price Statistics

The stock price has increased by +28.50% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+28.50%
50-Day Moving Average	872.71
200-Day Moving Average	868.93
Relative Strength Index (RSI)	41.19
Average Volume (20 Days)	40,018

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BOM:543066 had revenue of INR 107.31 billion and earned 19.18 billion in profits. Earnings per share was 20.17.

Revenue	107.31B
Gross Profit	57.18B
Operating Income	25.80B
Pretax Income	25.84B
Net Income	19.18B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	20.17

Balance Sheet

The company has 33.33 billion in cash and 492.25 billion in debt, giving a net cash position of -458.91 billion.

Cash & Cash Equivalents	33.33B
Total Debt	492.25B
Net Cash	-458.91B
Net Cash Per Share	n/a
Equity (Book Value)	147.89B
Book Value Per Share	155.42
Working Capital	586.40B

Cash Flow

In the last 12 months, operating cash flow was -23.39 billion and capital expenditures -331.50 million, giving a free cash flow of -23.72 billion.

Operating Cash Flow	-23.39B
Capital Expenditures	-331.50M
Free Cash Flow	-23.72B
FCF Per Share	n/a

Margins

Gross margin is 53.28%, with operating and profit margins of 24.04% and 17.88%.

Gross Margin	53.28%
Operating Margin	24.04%
Pretax Margin	24.08%
Profit Margin	17.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.50, which amounts to a dividend yield of 0.27%.

Dividend Per Share	2.50
Dividend Yield	0.27%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	11.31%
Buyback Yield	-0.08%
Shareholder Yield	0.20%
Earnings Yield	2.29%
FCF Yield	-2.84%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3