Fino Payments Bank Limited (BOM:543386)

Fino Payments Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	0.2	0.2	1,952	1,500	948.65	356.28
Interest Income on Investments	2,594	2,482	-	-	-	-
Total Interest Income	2,594	2,482	1,952	1,500	948.65	356.28
Interest Paid on Deposits	1,212	1,143	1,006	789.01	473.69	153.06
Net Interest Income	1,382	1,339	946.46	711.45	474.96	203.22
Net Interest Income Growth	30.59%	41.48%	33.03%	49.79%	133.72%	89.69%
Gain (Loss) on Sale of Assets	-	-	0.32	0.13	-0.17	-3.3
Gain (Loss) on Sale of Investments	-	-	-	-	-3.02	1.09
Other Non-Interest Income	11,819	13,398	16,518	13,283	11,354	9,734
Total Non-Interest Income	11,819	13,398	16,519	13,283	11,350	9,732
Non-Interest Income Growth	-28.49%	-18.89%	24.36%	17.03%	16.63%	26.27%
Revenues Before Loan Losses	13,201	14,737	17,465	13,995	11,825	9,935
Provision for Loan Losses	-	-	158.2	6.37	-	-
Revenue	13,201	14,737	17,307	13,988	11,825	9,935
Revenue Growth	-24.94%	-14.85%	23.72%	18.29%	19.02%	27.79%
Salaries and Employee Benefits	2,145	2,149	1,942	1,730	1,480	1,301
Occupancy Expenses	-	-	960.64	817.63	681.14	599.72
Selling, General & Administrative	73.7	73.7	683.06	456.43	387	410.29
Other Non-Interest Expense	10,648	11,796	12,672	10,078	8,550	7,165
Total Non-Interest Expense	12,867	14,019	16,382	13,126	11,175	9,508
EBT Excluding Unusual Items	334.5	718	925.35	862.24	650.87	427.41
Other Unusual Items	-43.9	-43.9	-	-	-	-
Pretax Income	290.6	674.1	925.35	862.24	650.87	427.41
Income Tax Expense	80.8	149.5	-	-	-	-
Net Income	209.8	524.6	925.35	862.24	650.87	427.41
Net Income to Common	209.8	524.6	925.35	862.24	650.87	427.41
Net Income Growth	-75.61%	-43.31%	7.32%	32.48%	52.28%	108.75%
Basic Shares Outstanding	83	83	83	83	83	80
Diluted Shares Outstanding	83	83	84	83	83	80
Shares Change	-0.19%	-0.16%	0.33%	0.06%	4.01%	2.56%
EPS (Basic)	2.52	6.30	11.12	10.36	7.82	5.34
EPS (Diluted)	2.52	6.29	11.08	10.36	7.82	5.34
EPS Growth	-75.56%	-43.23%	6.95%	32.48%	46.44%	103.82%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Effective Tax Rate	27.81%	22.18%	-	-	-	-

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 19, 2026

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