Muthoot Microfin Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	21,583	23,932	19,893	12,990	7,345
Total Interest Expense	8,745	9,301	8,660	5,490	3,402
Net Interest Income	12,838	14,631	11,233	7,500	3,943
Commissions and Fees	948.72	973.04	409.09	173.22	61.59
Other Revenue	1,275	733.79	2,247	1,128	922.18
Revenue Before Loan Losses	15,062	16,337	13,888	8,801	4,927
Provision for Loan Losses	4,393	10,423	1,725	2,233	1,112
Revenue	10,669	5,914	12,163	6,568	3,815
Revenue Growth (YoY)	80.40%	-51.38%	85.19%	72.14%	50.90%
Salaries & Employee Benefits	6,035	5,339	4,464	3,226	2,371
Cost of Services Provided	220.14	387.81	344.38	327.16	205.75
Other Operating Expenses	1,820	1,512	1,186	620.17	383.6
Total Operating Expenses	8,507	7,667	6,349	4,439	3,168
Operating Income	2,163	-1,753	5,814	2,129	647.21
EBT Excluding Unusual Items	2,089	-2,895	5,814	2,129	647.21
Other Unusual Items	-	5.94	4.54	-	-
Pretax Income	2,089	-2,889	5,818	2,129	647.21
Income Tax Expense	386.43	-663.81	1,323	489.81	173.23
Net Income	1,703	-2,225	4,496	1,639	473.98
Net Income to Common	1,703	-2,225	4,496	1,639	473.98
Net Income Growth	-	-	174.32%	245.77%	571.93%
Shares Outstanding (Basic)	168	168	145	116	114
Shares Outstanding (Diluted)	168	168	149	137	119
Shares Change (YoY)	0.15%	12.70%	8.66%	14.66%	4.48%
EPS (Basic)	10.16	-13.28	30.92	14.19	4.15
EPS (Diluted)	10.15	-13.28	30.25	11.98	3.97
EPS Growth	-	-	152.50%	201.76%	542.55%
Free Cash Flow	-5,912	13,612	-12,993	-23,611	-10,950
Free Cash Flow Per Share	-35.24	81.27	-87.43	-172.63	-91.80
Operating Margin	20.27%	-29.64%	47.80%	32.41%	16.96%
Profit Margin	15.96%	-37.63%	36.96%	24.95%	12.42%
Free Cash Flow Margin	-55.41%	230.16%	-106.83%	-359.50%	-287.02%
Effective Tax Rate	18.50%	-	22.73%	23.01%	26.77%
Revenue as Reported	23,807	25,644	22,553	14,463	8,429

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.