Jana Small Finance Bank Limited (BOM:544118)

Jana Small Finance Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	44,478	20,272	20,669	15,349	5,832
Investment Securities	59,446	67,377	52,212	50,653	63,608
Total Investments	59,446	67,377	52,212	50,653	63,608
Gross Loans	271,555	231,113	177,596	130,067	116,119
Net Loans	271,555	231,113	177,596	130,067	116,119
Property, Plant & Equipment	1,532	1,416	1,277	1,716	2,121
Accrued Interest Receivable	-	2,594	2,263	1,961	1,020
Other Current Assets	-	4,057	2,215	2,120	2,074
Other Long-Term Assets	7,626	269.5	204.3	21.8	135.8
Total Assets	384,636	327,098	256,437	201,887	190,909
Interest Bearing Deposits	291,198	213,227	156,216	127,703	117,377
Non-Interest Bearing Deposits	-	12,485	7,124	7,662	6,483
Total Deposits	291,198	225,712	163,340	135,365	123,859
Current Portion of Long-Term Debt	-	27,779	19,374	10,133	13,486
Accrued Interest Payable	-	4,515	3,086	2,356	2,380
Other Current Liabilities	-	3,832	4,959	4,259	2,142
Long-Term Debt	38,668	24,335	43,401	34,966	34,667
Other Long-Term Liabilities	13,587	5,153	4,304	2,802	3,106
Total Liabilities	343,453	291,327	238,464	189,880	179,640
Preferred Stock, Convertible	-	-	2,700	1,500	1,500
Common Stock	1,051	1,046	549.79	514.12	507.27
Additional Paid-In Capital	-	64,207	50,975	48,845	48,189
Retained Earnings	-	-30,378	-37,044	-39,435	-39,450
Comprehensive Income & Other	40,133	895.34	791.22	582.55	522.33
Total Common Equity	41,183	35,771	15,273	10,507	9,769
Shareholders' Equity	41,183	35,771	17,973	12,007	11,269
Total Liabilities & Equity	384,636	327,098	256,437	201,887	190,909
Total Debt	38,668	52,115	62,775	45,098	48,153
Net Cash (Debt)	5,810	-31,843	-42,106	-29,749	-25,691
Net Cash Per Share	55.24	-431.46	-701.36	-545.93	-478.56
Filing Date Shares Outstanding	104.99	104.59	54.98	50.73	50.73
Total Common Shares Outstanding	104.99	104.59	54.98	50.73	50.73
Book Value Per Share	392.25	342.01	277.79	207.13	192.57
Tangible Book Value	41,183	35,771	15,273	10,507	9,769
Tangible Book Value Per Share	392.25	342.01	277.79	207.13	192.57

Source: S&P Global Market Intelligence. Banks template. Financial Sources.