Aadhar Housing Finance Limited (BOM:544176)
476.85
-1.00 (-0.21%)
At close: May 29, 2026
Aadhar Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 32,439 | 27,190 | 22,752 | 17,763 | 15,383 |
Total Interest Expense | 13,644 | 11,581 | 9,715 | 7,836 | 7,382 |
Net Interest Income | 18,795 | 15,609 | 13,037 | 9,927 | 8,001 |
Commissions and Fees | 2,108 | 1,994 | 1,684 | 1,047 | 735.6 |
Gain (Loss) on Sale of Investments | - | 222.4 | 223.7 | 317.9 | 234.6 |
Other Revenue | 2,322 | 1,683 | 1,211 | 1,306 | 932.5 |
Revenue Before Loan Losses | 23,225 | 19,508 | 16,155 | 12,599 | 9,904 |
Provision for Loan Losses | 675.8 | 570.7 | 412.3 | 492.1 | 487.1 |
| 22,549 | 18,938 | 15,743 | 12,107 | 9,417 | |
Revenue Growth (YoY) | 19.07% | 20.29% | 30.03% | 28.56% | 29.67% |
Salaries & Employee Benefits | 5,534 | 4,645 | 4,035 | 3,220 | 2,482 |
Cost of Services Provided | - | 822.9 | 622.1 | 460.9 | 254.7 |
Other Operating Expenses | 2,476 | 1,482 | 1,277 | 1,053 | 872.6 |
Total Operating Expenses | 8,331 | 7,202 | 6,143 | 4,899 | 3,742 |
Operating Income | 14,218 | 11,735 | 9,599 | 7,207 | 5,675 |
EBT Excluding Unusual Items | 14,218 | 11,735 | 9,599 | 7,207 | 5,675 |
Other Unusual Items | -159.2 | - | - | -250 | - |
Pretax Income | 14,059 | 11,733 | 9,596 | 6,958 | 5,674 |
Income Tax Expense | 3,100 | 2,614 | 2,100 | 1,511 | 1,225 |
Net Income | 10,959 | 9,118 | 7,496 | 5,448 | 4,449 |
Net Income to Common | 10,959 | 9,118 | 7,496 | 5,448 | 4,449 |
Net Income Growth | 20.18% | 21.64% | 37.61% | 22.46% | 30.79% |
Shares Outstanding (Basic) | 433 | 425 | 395 | 395 | 395 |
Shares Outstanding (Diluted) | 442 | 437 | 409 | 407 | 407 |
Shares Change (YoY) | 1.16% | 7.04% | 0.41% | -0.06% | 0.15% |
EPS (Basic) | 25.31 | 21.43 | 18.99 | 13.80 | 11.27 |
EPS (Diluted) | 24.77 | 20.85 | 18.35 | 13.39 | 10.93 |
EPS Growth | 18.80% | 13.62% | 37.04% | 22.51% | 30.59% |
Free Cash Flow | -28,266 | -30,415 | -25,655 | -11,661 | -9,186 |
Free Cash Flow Per Share | -63.89 | -69.54 | -62.79 | -28.66 | -22.56 |
Operating Margin | 63.06% | 61.97% | 60.98% | 59.53% | 60.27% |
Profit Margin | 48.60% | 48.15% | 47.62% | 45.00% | 47.24% |
Free Cash Flow Margin | -125.35% | -160.60% | -162.97% | -96.32% | -97.54% |
Effective Tax Rate | 22.05% | 22.28% | 21.88% | 21.71% | 21.59% |
Revenue as Reported | 36,869 | 31,089 | 25,870 | 20,435 | 17,286 |