Aadhar Housing Finance Limited (BOM:544176)

Aadhar Housing Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	9,118	7,496	5,448	4,449	3,401
Depreciation & Amortization	237.3	204	159.8	125.5	104.5
Other Amortization	15.1	5.8	5.1	7	7.4
Loss (Gain) From Sale of Investments	-222.4	-223.7	-317.9	-234.6	-87.8
Provision for Credit Losses	570.7	412.3	492.1	487.1	552.3
Stock-Based Compensation	110.2	20.3	56.3	76.7	61.2
Net Decrease (Increase) in Loans Originated / Sold - Operating	-36,421	-30,936	-19,279	-12,925	-17,542
Change in Other Net Operating Assets	-2,877	-1,553	1,753	-1,155	1,533
Other Operating Activities	-800.3	-930.8	128.5	100.7	-54
Operating Cash Flow	-30,267	-25,501	-11,557	-9,068	-12,023
Capital Expenditures	-148	-154.4	-104.4	-118.1	-51.2
Sale of Property, Plant & Equipment	2.1	2	3.7	0.6	0.4
Investment in Securities	462.4	6,354	-4,665	8,343	-4,754
Other Investing Activities	1,279	1,030	-	-	-
Investing Cash Flow	1,595	7,231	-4,765	8,226	-4,805
Short-Term Debt Issued	2,488	-	-	-	-
Long-Term Debt Issued	56,508	56,665	39,020	38,340	36,010
Total Debt Issued	58,997	56,665	39,020	38,340	36,010
Short-Term Debt Repaid	-2,500	-	-	-	-
Long-Term Debt Repaid	-32,865	-38,680	-24,273	-35,554	-28,826
Total Debt Repaid	-35,365	-38,680	-24,273	-35,554	-28,826
Net Debt Issued (Repaid)	23,631	17,986	14,747	2,786	7,184
Issuance of Common Stock	10,361	-	-	-	0.2
Other Financing Activities	-99.8	-204.7	-115.2	-37.8	-170.5
Financing Cash Flow	33,892	17,781	14,632	2,749	7,014
Net Cash Flow	5,221	-488.8	-1,690	1,907	-9,814
Free Cash Flow	-30,415	-25,655	-11,661	-9,186	-12,074
Free Cash Flow Margin	-160.60%	-162.97%	-96.32%	-97.54%	-166.25%
Free Cash Flow Per Share	-69.54	-62.79	-28.66	-22.56	-29.70
Cash Interest Paid	51.4	42.5	-	-	-
Cash Income Tax Paid	2,507	2,197	1,417	1,154	998.7

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.