BOM:544179 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Premiums & Annuity Revenue	83,602	80,460	70,964	51,637	34,043	19,436
Total Interest & Dividend Income	15,303	13,263	9,945	7,100	4,240	2,888
Gain (Loss) on Sale of Investments	-15.1	-15.1	564.4	117.93	127.64	194.73
Other Revenue	8.3	2.2	0.3	0.05	0.03	-
Total Revenue	98,898	93,709	81,474	58,855	38,410	22,519
Revenue Growth (YoY)	9.49%	15.02%	38.43%	53.23%	70.56%	58.55%
Policy Benefits	61,216	58,590	49,902	34,714	25,197	14,390
Policy Acquisition & Underwriting Costs	23,758	22,284	18,885	1,437	1,594	677.67
Selling, General & Administrative	6,318	7,350	10,384	22,056	14,426	8,638
Other Operating Expenses	1,055	531	98.3	78.67	25.89	42.15
Total Operating Expenses	92,463	88,755	79,269	58,286	41,243	23,747
Operating Income	6,435	4,955	2,204	568.31	-2,833	-1,228
Interest Expense	-692.6	-692.6	-392.5	-214.89	-123.74	-
Other Non Operating Income (Expenses)	8.1	-10	3.9	2.42	-	-
EBT Excluding Unusual Items	5,751	4,252	1,816	355.84	-2,956	-1,228
Gain (Loss) on Sale of Assets	-2.8	-2.8	1.2	-0.37	-2.11	-
Pretax Income	5,748	4,249	1,817	355.47	-2,959	-1,228
Income Tax Expense	642.4	-	-	-	-	-
Net Income	5,105	4,249	1,817	355.47	-2,959	-1,228
Net Income to Common	5,105	4,249	1,817	355.47	-2,959	-1,228
Net Income Growth	41.04%	133.90%	411.09%	-	-	-
Shares Outstanding (Basic)	922	914	874	872	834	818
Shares Outstanding (Diluted)	923	920	887	885	834	818
Shares Change (YoY)	0.97%	3.71%	0.18%	6.16%	1.89%	12.47%
EPS (Basic)	5.54	4.65	2.08	0.41	-3.55	-1.50
EPS (Diluted)	5.53	4.62	2.05	0.40	-3.55	-1.50
EPS Growth	39.66%	125.37%	412.50%	-	-	-
Free Cash Flow	-	15,862	17,039	22,291	24,208	15,362
Free Cash Flow Per Share	-	17.25	19.22	25.18	29.04	18.77
Operating Margin	6.51%	5.29%	2.71%	0.97%	-7.38%	-5.45%
Profit Margin	5.16%	4.54%	2.23%	0.60%	-7.70%	-5.45%
Free Cash Flow Margin	-	16.93%	20.91%	37.88%	63.02%	68.22%
EBITDA	6,632	5,144	2,382	719.72	-2,708	-1,138
EBITDA Margin	6.71%	5.49%	2.92%	1.22%	-7.05%	-5.05%
D&A For EBITDA	196.93	188.9	178.2	151.42	124.49	90
EBIT	6,435	4,955	2,204	568.31	-2,833	-1,228
EBIT Margin	6.51%	5.29%	2.71%	0.97%	-7.38%	-5.45%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.