BOM:544179 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	84,143	80,460	70,964	51,637	34,043
Total Interest & Dividend Income	15,909	13,263	9,945	7,100	4,240
Gain (Loss) on Sale of Investments	-	-15.1	564.4	117.93	127.64
Other Revenue	4,702	2.2	0.3	0.05	0.03
Total Revenue	104,754	93,709	81,474	58,855	38,410
Revenue Growth (YoY)	11.79%	15.02%	38.43%	53.23%	70.56%
Policy Benefits	61,330	58,590	49,902	34,714	25,197
Policy Acquisition & Underwriting Costs	23,442	22,284	18,885	1,437	1,594
Selling, General & Administrative	1,801	7,350	10,384	22,056	14,426
Provision for Bad Debts	102.4	-	-	-	-
Other Operating Expenses	8,103	531	98.3	78.67	25.89
Total Operating Expenses	98,462	88,755	79,269	58,286	41,243
Operating Income	6,293	4,955	2,204	568.31	-2,833
Interest Expense	-	-692.6	-392.5	-214.89	-123.74
Other Non Operating Income (Expenses)	24.3	-10	3.9	2.42	-
EBT Excluding Unusual Items	6,317	4,252	1,816	355.84	-2,956
Gain (Loss) on Sale of Assets	-	-2.8	1.2	-0.37	-2.11
Pretax Income	6,317	4,249	1,817	355.47	-2,959
Income Tax Expense	873.4	-	-	-	-
Net Income	5,444	4,249	1,817	355.47	-2,959
Net Income to Common	5,444	4,249	1,817	355.47	-2,959
Net Income Growth	28.10%	133.90%	411.09%	-	-
Shares Outstanding (Basic)	924	914	874	872	834
Shares Outstanding (Diluted)	926	920	887	885	834
Shares Change (YoY)	0.68%	3.71%	0.18%	6.16%	1.89%
EPS (Basic)	5.89	4.65	2.08	0.41	-3.55
EPS (Diluted)	5.88	4.62	2.05	0.40	-3.55
EPS Growth	27.27%	125.37%	412.50%	-	-
Free Cash Flow	20,085	15,862	17,039	22,291	24,208
Free Cash Flow Per Share	21.70	17.25	19.22	25.18	29.04
Operating Margin	6.01%	5.29%	2.71%	0.97%	-7.38%
Profit Margin	5.20%	4.54%	2.23%	0.60%	-7.70%
Free Cash Flow Margin	19.17%	16.93%	20.91%	37.88%	63.02%
EBITDA	6,482	5,144	2,382	719.72	-2,708
EBITDA Margin	6.19%	5.49%	2.92%	1.22%	-7.05%
D&A For EBITDA	188.9	188.9	178.2	151.42	124.49
EBIT	6,293	4,955	2,204	568.31	-2,833
EBIT Margin	6.01%	5.29%	2.71%	0.97%	-7.38%
Effective Tax Rate	13.83%	-	-	-	-