HDB Financial Services Limited (BOM:544429)
India flag India · Delayed Price · Currency is INR
685.55
+4.50 (0.66%)
At close: Jul 31, 2026

HDB Financial Services Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
92,70488,38978,23482,57576,00955,502
Revenue Growth
17.28%12.98%-5.26%8.64%36.95%37.02%
Operating Income
37,07933,85329,27633,03826,26413,475
Net Income
27,61325,43821,75924,60819,59410,114
Earnings Per Share
33.1830.8827.3231.0424.7612.80
EPS Growth
22.36%13.03%-11.98%25.36%93.44%157.66%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Lending Business
176,693172,058150,836122,21697,69089,429
BPO Services
12,32912,23912,16719,49626,33923,634
Total
189,022184,297163,003141,711124,029113,063

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
25,88925,88910,74524,42818,04528,432
Total Debt
1,000,7871,000,787911,173753,857563,652500,628
Net Cash (Debt)
-974,897-974,897-900,428-729,429-545,607-472,197
Net Cash Growth
------
Net Cash Per Share
-1171.18-1183.34-1130.70-920.02-689.34-597.76

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--86,056-136,263-167,360-68,50619,871
Capital Expenditures
--1,436-2,098-1,234-1,113-411.3
Free Cash Flow
--87,492-138,361-168,594-69,61919,460
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
40.00%38.30%37.42%40.01%34.55%24.28%
Pretax Margin
40.01%38.31%37.42%40.02%34.57%24.28%
Profit Margin
29.79%28.78%27.81%29.80%25.78%18.22%
FCF Margin
--98.98%-176.86%-204.17%-91.59%35.06%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
4.0004.0003.0003.0002.0001.000
Dividend Per Share Growth
0%33.33%0%50.00%100.00%-
Dividend Yield
0.58%0.72%----

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
20.6418.28----
PS Ratio
6.155.26----