HDB Financial Services Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Dec '25 Dec 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Debt / Equity Ratio	4.68	5.62	5.49	4.93	5.25	6.07	Upgrade
Debt / FCF Ratio	-	-	-	-	25.73	-	Upgrade
Asset Turnover	0.07	0.08	0.10	0.12	0.09	0.07	Upgrade
Quick Ratio	137.81	2.54	3.01	3.23	3.41	3.38	Upgrade
Current Ratio	137.88	2.54	3.02	3.25	3.44	3.41	Upgrade
Return on Equity (ROE)	12.58%	14.72%	19.55%	18.68%	11.25%	4.75%	Upgrade
Return on Assets (ROA)	1.99%	2.16%	3.03%	2.97%	1.62%	0.64%	Upgrade
Payout Ratio	11.08%	10.94%	9.97%	7.67%	-	-	Upgrade
Buyback Yield / Dilution	-1.69%	-0.44%	-0.17%	-0.20%	-0.20%	-0.17%	Upgrade

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.