BOM:544530 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	4,151	3,212	2,151	1,312	929.6
Total Interest Expense	1,841	1,386	876.77	393.79	271.06
Net Interest Income	2,310	1,825	1,274	918.26	658.54
Brokerage Commission	5,173	5,242	4,667	3,361	3,303
Gain on Sale of Investments (Rev)	-2.13	3.3	0.19	5.69	0.65
Revenue Before Loan Losses	7,481	7,071	5,941	4,284	3,963
Provision for Loan Losses	6.51	11.89	10.8	-	82.15
Revenue	7,474	7,059	5,930	4,284	3,880
Revenue Growth (YoY)	5.88%	19.03%	38.41%	10.41%	-
Salaries & Employee Benefits	3,033	2,725	2,148	1,691	1,445
Cost of Services Provided	985.47	1,615	1,560	1,230	1,070
Other Operating Expenses	1,501	1,068	878.38	705.34	599.88
Total Operating Expenses	5,781	5,664	4,787	3,781	3,246
Operating Income	1,694	1,395	1,143	503.64	634.61
Other Non-Operating Income (Expenses)	22.17	9.77	11.33	7.48	3.5
EBT Excluding Unusual Items	1,716	1,405	1,154	511.12	638.11
Pretax Income	1,716	1,404	1,154	509.91	635.89
Income Tax Expense	423.01	367.72	381.09	132.46	127.9
Net Income	1,293	1,036	772.9	377.45	507.99
Net Income to Common	1,293	1,036	772.9	377.45	507.99
Net Income Growth	24.77%	34.05%	104.77%	-25.70%	-
Shares Outstanding (Basic)	54	44	41	40	34
Shares Outstanding (Diluted)	55	46	42	40	34
Shares Change (YoY)	19.77%	8.59%	5.34%	19.45%	-
EPS (Basic)	24.10	23.36	19.03	9.36	15.05
EPS (Diluted)	23.40	22.46	18.20	9.36	15.05
EPS Growth	4.18%	23.41%	94.44%	-37.80%	-
Free Cash Flow	7,124	6,759	1,744	62.06	-268.58
Free Cash Flow Per Share	128.96	146.55	41.06	1.54	-7.96
Dividend Per Share	5.000	14.000	-	-	-
Dividend Growth	-64.29%	-	-	-	-
Operating Margin	22.66%	19.76%	19.27%	11.76%	16.35%
Profit Margin	17.30%	14.68%	13.03%	8.81%	13.09%
Free Cash Flow Margin	95.32%	95.76%	29.41%	1.45%	-6.92%
Effective Tax Rate	24.65%	26.20%	33.02%	25.98%	20.11%
Revenue as Reported	9,344	8,470	6,833	4,687	4,238

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.