Justo Realfintech Limited (BOM:544542)

Justo Realfintech Statistics

Total Valuation

BOM:544542 has a market cap or net worth of INR 1.64 billion. The enterprise value is 1.24 billion.

Market Cap	1.64B
Enterprise Value	1.24B

Important Dates

The next estimated earnings date is Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	n/a

Share Statistics

BOM:544542 has 18.80 million shares outstanding. The number of shares has increased by 14.11% in one year.

Current Share Class	18.80M
Shares Outstanding	18.80M
Shares Change (YoY)	+14.11%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	48.02%
Owned by Institutions (%)	10.31%
Float	6.59M

Valuation Ratios

The trailing PE ratio is 8.62.

PE Ratio	8.62
Forward PE	n/a
PS Ratio	2.08
PB Ratio	1.43
P/TBV Ratio	1.51
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.77, with an EV/FCF ratio of -27.59.

EV / Earnings	8.85
EV / Sales	1.57
EV / EBITDA	5.77
EV / EBIT	5.81
EV / FCF	-27.59

Financial Position

The company has a current ratio of 3.68, with a Debt / Equity ratio of 0.19.

Current Ratio	3.68
Quick Ratio	3.33
Debt / Equity	0.19
Debt / EBITDA	1.02
Debt / FCF	-4.88
Interest Coverage	8.90

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	21.04%
Return on Capital Employed (ROCE)	18.42%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	2.44M
Profits Per Employee	433,102
Employee Count	323
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BOM:544542 has paid 49.30 million in taxes.

Income Tax	49.30M
Effective Tax Rate	26.06%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	102.82
200-Day Moving Average	n/a
Relative Strength Index (RSI)	43.31
Average Volume (20 Days)	37,450

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BOM:544542 had revenue of INR 788.07 million and earned 139.89 million in profits. Earnings per share was 10.09.

Revenue	788.07M
Gross Profit	787.75M
Operating Income	213.05M
Pretax Income	189.19M
Net Income	139.89M
EBITDA	214.69M
EBIT	213.05M
Earnings Per Share (EPS)	10.09

Balance Sheet

The company has 615.85 million in cash and 219.14 million in debt, with a net cash position of 396.71 million or 21.10 per share.

Cash & Cash Equivalents	615.85M
Total Debt	219.14M
Net Cash	396.71M
Net Cash Per Share	21.10
Equity (Book Value)	1.15B
Book Value Per Share	82.55
Working Capital	1.00B

Cash Flow

In the last 12 months, operating cash flow was -30.66 million and capital expenditures -14.25 million, giving a free cash flow of -44.90 million.

Operating Cash Flow	-30.66M
Capital Expenditures	-14.25M
Free Cash Flow	-44.90M
FCF Per Share	-2.39

Margins

Gross margin is 99.96%, with operating and profit margins of 27.03% and 17.75%.

Gross Margin	99.96%
Operating Margin	27.03%
Pretax Margin	24.01%
Profit Margin	17.75%
EBITDA Margin	27.24%
EBIT Margin	27.03%
FCF Margin	n/a

Dividends & Yields

BOM:544542 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-14.11%
Shareholder Yield	-14.11%
Earnings Yield	8.55%
FCF Yield	-2.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1