Tata Capital Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	296,739	286,648	257,477	164,027	119,117	90,906
Total Interest Expense	162,896	159,853	150,296	95,682	60,363	45,456
Net Interest Income	133,843	126,794	107,181	68,344	58,754	45,450
Commissions and Fees	18,031	16,964	17,745	10,459	5,696	2,581
Gain (Loss) on Sale of Investments	4,236	4,236	2,365	328.4	8,146	580.2
Other Revenue	7,967	7,552	5,527	6,934	3,330	8,940
Revenue Before Loan Losses	164,076	155,546	132,817	86,066	75,926	57,552
Provision for Loan Losses	27,890	30,192	28,754	5,550	5,736	10,806
Revenue	136,187	125,354	104,064	80,516	70,190	46,745
Revenue Growth	23.21%	20.46%	29.25%	14.71%	50.15%	-8.10%
Salaries & Employee Benefits	29,519	28,283	28,129	18,501	12,942	8,898
Cost of Services Provided	2,501	2,501	2,454	2,247	1,604	903.4
Other Operating Expenses	24,898	23,638	21,662	12,747	15,460	11,885
Total Operating Expenses	62,633	59,774	56,246	36,741	32,266	24,445
Operating Income	73,554	65,580	47,818	43,774	37,923	22,300
Earnings From Equity Investments	60.2	48.6	-25.8	-115.7	1,467	1,096
EBT Excluding Unusual Items	73,773	66,024	48,292	43,731	39,474	23,402
Gain (Loss) on Sale of Investments	28.6	8.6	808.4	-100.9	-76.5	-26.4
Other Unusual Items	-440.4	-440.4	-	-	-	-
Pretax Income	73,393	65,624	49,186	43,920	39,366	23,477
Income Tax Expense	18,612	16,715	12,635	10,651	9,908	5,469
Earnings From Continuing Ops.	54,782	48,909	36,550	33,270	29,458	18,008
Minority Interest in Earnings	-745.7	-448.1	96.4	-1,768	834.3	-1,526
Net Income	54,036	48,461	36,647	31,502	30,292	16,482
Net Income to Common	54,036	48,461	36,647	31,502	30,292	16,482
Net Income Growth	28.88%	32.24%	16.33%	4.00%	83.79%	46.40%
Shares Outstanding (Basic)	4,182	4,120	3,932	3,676	3,589	3,516
Shares Outstanding (Diluted)	4,182	4,120	3,932	3,676	3,589	3,516
Shares Change	5.99%	4.78%	6.95%	2.44%	2.07%	-
EPS (Basic)	12.92	11.76	9.32	8.57	8.44	4.69
EPS (Diluted)	12.92	11.76	9.32	8.57	8.44	4.69
EPS Growth	21.57%	26.18%	8.77%	1.52%	80.05%	46.48%
Free Cash Flow	-	-389,600	-311,101	-386,965	-233,976	-144,268
Free Cash Flow Per Share	-	-94.57	-79.12	-105.25	-65.20	-41.03
Dividend Per Share	0.570	0.570	0.420	0.210	0.210	0.160
Dividend Growth	35.71%	35.71%	100.00%	0%	31.25%	-
Operating Margin	54.01%	52.32%	45.95%	54.37%	54.03%	47.71%
Profit Margin	39.68%	38.66%	35.22%	39.13%	43.16%	35.26%
Free Cash Flow Margin	-	-310.80%	-298.95%	-480.61%	-333.35%	-308.63%
Effective Tax Rate	25.36%	25.47%	25.69%	24.25%	25.17%	23.29%
Revenue as Reported	327,164	315,826	283,699	181,984	136,375	103,114