Sundaram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	83,157	71,824	58,701	45,613	43,316
Total Interest Expense	47,453	42,260	34,179	24,096	22,477
Net Interest Income	35,704	29,564	24,522	21,517	20,839
Commissions and Fees	9,495	8,343	7,745	6,483	5,787
Gain (Loss) on Sale of Investments	-	1,238	1,951	1,124	1,068
Other Revenue	4,871	3,200	3,637	1,189	743.2
Revenue Before Loan Losses	50,069	42,345	37,855	30,313	28,438
Provision for Loan Losses	4,966	2,601	1,558	1,461	3,739
Revenue	45,103	39,744	36,297	28,852	24,698
Revenue Growth (YoY)	13.48%	9.50%	25.81%	16.81%	8.50%
Salaries & Employee Benefits	10,591	9,457	8,321	6,731	6,186
Cost of Services Provided	5,135	4,694	5,014	4,096	3,632
Other Operating Expenses	-	67.8	-13.5	-112.6	-253.1
Total Operating Expenses	18,183	16,445	15,151	12,104	10,576
Operating Income	26,920	23,298	21,146	16,748	14,122
Earnings From Equity Investments	534.6	666.3	4,199	2,278	2,296
Currency Exchange Gain (Loss)	-	-4.5	34.8	6.7	-282.2
EBT Excluding Unusual Items	28,096	24,106	25,414	19,386	16,353
Gain (Loss) on Sale of Investments	-	690.4	-701.1	-39	0.8
Other Unusual Items	-756.1	-	-917.2	-	-
Pretax Income	27,340	25,140	23,811	19,388	16,463
Income Tax Expense	6,752	6,346	5,387	4,293	3,500
Earnings From Continuing Ops.	20,589	18,794	18,424	15,095	12,962
Net Income to Company	20,589	18,794	18,424	15,095	12,962
Minority Interest in Earnings	-	-	-4,063	-1,818	-1,229
Net Income	20,589	18,794	14,360	13,278	11,733
Net Income to Common	20,589	18,794	14,360	13,278	11,733
Net Income Growth	9.55%	30.88%	8.15%	13.16%	0.71%
Shares Outstanding (Basic)	110	110	110	110	110
Shares Outstanding (Diluted)	110	110	110	110	110
Shares Change (YoY)	-0.00%	0.01%	0.01%	0.01%	0.01%
EPS (Basic)	186.81	170.53	130.30	120.49	106.48
EPS (Diluted)	186.81	170.53	130.30	120.49	106.48
EPS Growth	9.55%	30.87%	8.14%	13.15%	0.70%
Free Cash Flow	-59,471	-90,313	-85,710	-65,296	17,527
Free Cash Flow Per Share	-539.61	-819.44	-777.72	-592.54	159.07
Dividend Per Share	40.000	35.000	30.000	27.000	20.000
Dividend Growth	14.29%	16.67%	11.11%	35.00%	11.11%
Operating Margin	59.69%	58.62%	58.26%	58.05%	57.18%
Profit Margin	45.65%	47.29%	39.56%	46.02%	47.51%
Free Cash Flow Margin	-131.86%	-227.24%	-236.14%	-226.32%	70.97%
Effective Tax Rate	24.70%	25.24%	22.62%	22.14%	21.26%
Revenue as Reported	98,731	85,630	72,855	55,441	51,457