BRVM:BICB Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	41,067	30,060	28,473	29,013	79,736
Investment Securities	518,367	567,765	584,864	532,572	384,398
Trading Asset Securities	15,897	-	-	-	-
Total Investments	534,264	567,765	584,864	532,572	384,398
Gross Loans	1,202,907	856,095	688,120	410,760	143,368
Net Loans	1,202,907	856,095	688,120	410,760	143,368
Property, Plant & Equipment	17,588	13,865	12,900	10,696	11,536
Other Intangible Assets	2,333	2,394	1,523	1,990	654
Accrued Interest Receivable	4,678	-	-	-	-
Other Receivables	-	25,090	10,398	9,639	4,407
Long-Term Deferred Tax Assets	2,054	-	-	-	-
Other Real Estate Owned & Foreclosed	933	-	-	-	-
Other Long-Term Assets	38,776	25,178	14,432	6,113	3,495
Total Assets	1,844,600	1,520,447	1,340,710	1,000,783	627,594
Accrued Expenses	5,990	-	-	-	-
Interest Bearing Deposits	1,181,045	926,089	875,409	671,820	357,723
Total Deposits	1,181,045	926,089	875,409	671,820	357,723
Current Income Taxes Payable	2,831	-	-	-	-
Long-Term Debt	489,853	445,243	353,151	247,906	206,543
Long-Term Deferred Tax Liabilities	713	-	-	-	-
Other Long-Term Liabilities	29,050	23,205	16,582	12,758	5,735
Total Liabilities	1,709,482	1,394,537	1,245,142	932,484	570,001
Common Stock	82,514	82,514	82,514	82,514	82,514
Additional Paid-In Capital	622	622	622	622	622
Retained Earnings	43,299	40,471	11,917	-15,352	-26,058
Comprehensive Income & Other	8,683	2,303	515	515	515
Shareholders' Equity	135,118	125,910	95,568	68,299	57,593
Total Liabilities & Equity	1,844,600	1,520,447	1,340,710	1,000,783	627,594
Total Debt	489,853	445,243	353,151	247,906	206,543
Net Cash (Debt)	-432,889	-415,183	-324,678	-218,893	-126,807
Tangible Book Value	132,785	123,516	94,045	66,309	56,939