Banque Internationale pour le Commerce et l'Industrie de la Côte d'Ivoire, S.A. (BRVM:BICC)

BRVM:BICC Income Statement

Financials in millions XOF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	55,661	45,191	34,912	33,737	35,212
Total Interest Income	-	55,661	45,191	34,912	33,737	35,212
Interest Paid on Deposits	-	9,996	7,797	7,128	9,433	10,172
Total Interest Expense	-	9,996	7,797	7,128	9,433	10,172
Net Interest Income	47,204	45,665	37,394	27,784	24,304	25,040
Net Interest Income Growth (YoY)	26.23%	22.12%	34.59%	14.32%	-2.94%	-4.55%
Gain (Loss) on Sale of Assets	771	771	2,573	169	-	43
Other Non-Interest Income	22,398	22,398	18,112	19,491	19,882	20,275
Total Non-Interest Income	23,169	23,169	20,685	19,660	19,882	20,318
Non-Interest Income Growth (YoY)	12.01%	12.01%	5.21%	-1.12%	-2.15%	3.12%
Revenues Before Loan Losses	70,373	68,834	58,079	47,444	44,186	45,358
Provision for Loan Losses	1,309	1,309	1,274	805	2,327	5,526
Revenue	69,064	67,525	56,805	46,639	41,859	39,832
Revenue Growth (YoY)	21.58%	18.87%	21.80%	11.42%	5.09%	40.03%
Occupancy Expenses	3,271	3,271	3,113	2,933	3,368	2,933
Other Non-Interest Expense	34,501	34,715	35,579	29,533	27,436	32,192
Total Non-Interest Expense	37,772	37,986	38,692	32,466	30,804	35,125
EBT Excluding Unusual Items	31,292	29,539	18,113	14,173	11,055	4,707
Other Unusual Items	-	-	-	-	-19	-
Pretax Income	31,292	29,539	18,113	14,173	11,036	4,707
Income Tax Expense	3,566	3,313	1,419	1,782	1,433	35
Earnings From Continuing Operations	27,726	26,226	16,694	12,391	9,603	4,672
Net Income	27,726	26,226	16,694	12,391	9,603	4,672
Net Income to Common	27,726	26,226	16,694	12,391	9,603	4,672
Net Income Growth	66.08%	57.10%	34.73%	29.03%	105.54%	-
Basic Shares Outstanding	-	-	17	17	17	17
Diluted Shares Outstanding	-	-	17	17	17	17
Shares Change (YoY)	-	-	-	-	-	0.13%
EPS (Basic)	-	-	1001.64	743.46	576.18	280.32
EPS (Diluted)	-	-	1001.64	743.46	576.18	280.32
EPS Growth	-	-	34.73%	29.03%	105.54%	-
Dividend Per Share	-	944.000	601.000	446.000	575.556	54.000
Dividend Growth	-	57.07%	34.75%	-22.51%	965.84%	-
Effective Tax Rate	11.40%	11.22%	7.83%	12.57%	12.98%	0.74%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.