Banque Internationale pour le Commerce et l'Industrie de la Côte d'Ivoire, S.A. (BRVM:BICC)

BRVM:BICC Income Statement

Financials in millions XOF. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	62,121	55,661	45,191	34,912	33,737
Total Interest Income	62,121	55,661	45,191	34,912	33,737
Interest Paid on Deposits	12,334	9,996	7,797	7,128	9,433
Total Interest Expense	12,334	9,996	7,797	7,128	9,433
Net Interest Income	49,787	45,665	37,394	27,784	24,304
Net Interest Income Growth (YoY)	9.03%	22.12%	34.59%	14.32%	-2.94%
Gain (Loss) on Sale of Assets	1,101	771	2,573	169	-
Gain (Loss) on Sale of Investments	64	-	-	-	-
Other Non-Interest Income	29,712	22,398	18,112	19,491	19,882
Total Non-Interest Income	30,877	23,169	20,685	19,660	19,882
Non-Interest Income Growth (YoY)	33.27%	12.01%	5.21%	-1.12%	-2.15%
Revenues Before Loan Losses	80,664	68,834	58,079	47,444	44,186
Provision for Loan Losses	1,498	1,309	1,274	805	2,327
Revenue	79,166	67,525	56,805	46,639	41,859
Revenue Growth (YoY)	17.24%	18.87%	21.80%	11.42%	5.09%
Occupancy Expenses	6,193	3,271	3,113	2,933	3,368
Selling, General & Administrative	34,248	-	-	-	-
Other Non-Interest Expense	-2,996	34,715	35,579	29,533	27,436
Total Non-Interest Expense	37,445	37,986	38,692	32,466	30,804
EBT Excluding Unusual Items	41,721	29,539	18,113	14,173	11,055
Other Unusual Items	-	-	-	-	-19
Pretax Income	41,721	29,539	18,113	14,173	11,036
Income Tax Expense	5,201	3,313	1,419	1,782	1,433
Earnings From Continuing Operations	36,520	26,226	16,694	12,391	9,603
Net Income	36,520	26,226	16,694	12,391	9,603
Net Income to Common	36,520	26,226	16,694	12,391	9,603
Net Income Growth	39.25%	57.10%	34.73%	29.03%	105.54%
Basic Shares Outstanding	-	-	17	17	17
Diluted Shares Outstanding	-	-	17	17	17
EPS (Basic)	-	-	1001.64	743.46	576.18
EPS (Diluted)	-	-	1001.64	743.46	576.18
EPS Growth	-	-	34.73%	29.03%	105.54%
Dividend Per Share	-	944.000	601.000	446.000	575.556
Dividend Growth	-	57.07%	34.75%	-22.51%	965.84%
Effective Tax Rate	12.47%	11.22%	7.83%	12.57%	12.98%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.